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Browse flood insurance agents serving New Brunswick, New Jersey. Contact information and addresses listed below.
7 agents listed
Updated May 2026
New Brunswick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yeni Romero - State Farm Insurance Agent
142 Livingston Ave, New Brunswick, NJ 08901
(732) 853-1958
insurance08901.com
Lacerda Insurance Agency
173 Livingston Ave, New Brunswick, NJ 08901
(732) 514-9200
lacerdainsurances.com
Capacity Insurance Agency NJ
25 Bayard St, New Brunswick, NJ 08901
(551) 242-0456
East insurance
260 Commercial Ave, New Brunswick, NJ 08901
(732) 426-3520
Insurance experts co
103 Easton Ave, New Brunswick, NJ 08901
(732) 426-3438
J Joseph Connor Agency
46 Bayard St #306, New Brunswick, NJ 08901
(732) 249-7777
Marmar Insurance Agency LLC
226 George St, New Brunswick, NJ 08901
(732) 442-1120
marmar.net
Flood insurance agents in New Brunswick New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Local agents can guide you through FEMA flood zone maps and elevation certificates specific to Middlesex County.
What Does a Flood Insurance Agent in New Brunswick Cost?
Typical flood insurance costs in New Brunswick range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and deductible. Private market premiums can be higher or lower based on risk. Costs vary by property and coverage level. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in New Brunswick New Jersey?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents often recommend coverage because heavy rain and storm surge can cause flooding.
How do I find a flood insurance agent in New Brunswick?
You can search for licensed agents through the New Jersey Department of Banking and Insurance website. Local independent agents often represent multiple carriers and can compare NFIP and private flood insurance options for your home or business.
What does flood insurance cover in New Jersey?
Standard NFIP policies cover building damage up to 250,000 dollars and contents up to 100,000 dollars. Private policies may offer higher limits and additional coverage for basements or temporary housing. An agent can explain exclusions like sewer backup damage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.