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Find Flood Insurance Agents in Neptune Township, NJ
Browse flood insurance agents serving Neptune Township, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Neptune Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Mike Maguire & Erik Cruz
3455 NJ-66 Suite 3A, Neptune Township, NJ 07753
(732) 479-3777
goosehead.com
Goosehead Insurance - Tom Paterno
3600 NJ-66 Suite 150, Unit 122, Neptune Township, NJ 07753
(908) 271-5102
goosehead.com
Flood insurance agents in Neptune Township New Jersey help property owners secure coverage required by lenders and local regulations. New Jersey participates in the National Flood Insurance Program which mandates flood insurance for homes in high-risk zones. An agent can explain elevation certificates and flood map updates specific to Neptune Township.
What Does a Flood Insurance Agent in Neptune Township Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,000 dollars per year for NFIP policies in moderate-risk areas. High-risk zones can see premiums from 1,500 to 4,000 dollars or more depending on elevation and building characteristics. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Neptune Township New Jersey?
If your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require flood insurance. Even outside high-risk zones coverage is recommended as 25 percent of flood claims occur in low-to-moderate risk areas.
What does a flood insurance agent do in Neptune Township?
A flood insurance agent helps you understand your flood zone risk select a policy from the NFIP or private market and complete the required application. They also assist with elevation certificate requirements and claims filing.
How long does it take to get flood insurance in New Jersey?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a home purchase or for map changes. Your agent can explain these rules.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.