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Find Flood Insurance Agents Near You in Monroe Township, NJ

Compare flood insurance agents in Monroe Township. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Monroe Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in Monroe Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shilpa Rathi - State Farm Insurance Agent
211 Applegarth Rd Ste 105, Monroe Township, NJ 08831
(609) 400-5958 shilparathi.org
Raina Rauf: Allstate Insurance
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300 allstate.com
Property Loss Advisors Inc. Public Adjusters
24 Larkspur Ln, Monroe Township, NJ 08831
(800) 610-9067 plaadjusters.com
Gary Hughes - State Farm Insurance Agent
157 Prospect Plains Rd, Monroe Township, NJ 08831
(609) 655-3300 hughesagency.net
Insurance Specialists
30 Abeel Rd, Monroe Township, NJ 08831
(800) 634-0261 irs-restoration.com
Vasilakis Insurance Agency
400 Spotswood Englishtown Rd Ste B, Monroe Township, NJ 08831
(732) 202-6475 vasinsuranceagency.com
Robert L Modell Clu Agency
10 Whitehall Rd, Monroe Township, NJ 08831
(201) 877-4285
Allstate Personal Financial Representative: Vijay Deshpande
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300 agents.allstate.com

Flood insurance agents in Monroe Township, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas (SFHAs) if they have a federally backed mortgage. Agents in Monroe Township can explain local flood zone maps and assist with Elevation Certificates needed for accurate rating.

What Does a Flood Insurance Agent in Monroe Township Cost?

Typical flood insurance costs in New Jersey range from $700 to $2,000 per year for NFIP policies, though premiums can be higher for high-risk properties in Monroe Township. Factors include the property's flood zone, elevation, and the amount of coverage selected. Private market policies may have different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Monroe Township New Jersey?
Flood insurance is not required by New Jersey state law for all properties. However, if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require it. Monroe Township participates in the NFIP, so residents can purchase coverage through local agents.
What does a flood insurance agent do in Monroe Township?
A flood insurance agent helps you determine your flood risk using FEMA flood maps for Monroe Township. They explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies. They also guide you through the process of obtaining an Elevation Certificate to potentially lower your premium.