ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare flood insurance agents in Middletown Township. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Middletown Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in Middletown Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Thomas - State Farm Insurance Agent
1715 NJ-35 Suite 203, Middletown Township, NJ 07748
(732) 957-0500
gregthomas.org
Christopher Shekian: Allstate Insurance
6 Leonardville Rd, Middletown Township, NJ 07748
(732) 671-2800
agents.allstate.com
Thomas Granello: Allstate Insurance
188 Kings Hwy, Middletown Township, NJ 07748
(732) 671-4000
agents.allstate.com
Joseph Marotte: Allstate Insurance
665 NJ-35, Middletown Township, NJ 07748
(732) 671-6500
agents.allstate.com
Van Pelt & Son Agency Inc
1 Cherry Tree Farm Rd, Middletown Township, NJ 07748
(732) 671-0570
vanpeltinsurance.com
Farmers Insurance - John Macchio
753 NJ-35, Middletown Township, NJ 07748
(732) 856-9568
agents.farmers.com
Allstate Insurance: Luis Ponce
860 NJ-35, Middletown Township, NJ 07748
(732) 671-2800
Healy Brokerage LLC
70 Hialeah Ave, Middletown Township, NJ 07748
(732) 614-6103
healybrokerage.com
Flood insurance agents in Middletown Township New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Many homes near the Navesink River or Sandy Hook Bay may need this protection.
What Does a Flood Insurance Agent in Middletown Township Cost?
Flood insurance costs in New Jersey depend on your property flood zone, building elevation, and coverage limits. NFIP premiums average 700 to 1000 dollars per year for standard policies, but high-risk coastal areas can exceed 2000 dollars. Private insurers may offer competitive rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Middletown Township New Jersey?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, coverage is recommended as 25 percent of flood claims come from low-risk areas.
What does a flood insurance agent do for Middletown Township residents?
An agent evaluates your property flood zone, explains NFIP coverage limits, and helps you choose a policy. They can also advise on elevation certificates and flood mitigation measures for New Jersey coastal areas.
How much does flood insurance cost in New Jersey?
Costs vary by flood zone, elevation, and coverage amount. Typical annual premiums range from 500 to 3000 dollars for NFIP policies in New Jersey. Private market options may offer different rates.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Middletown Township who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.