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Looking for a flood insurance agent in Manahawkin? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Manahawkin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 flood insurance agents in Manahawkin, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McMahon Insurance Agency
295 NJ-72, Manahawkin, NJ 08050
(609) 597-8507
mcmahonagency.com
Lisa Patchell - State Farm Insurance Agent
185 N Main St Rt 9 North, Manahawkin, NJ 08050
(609) 978-9400
lisapatchell.com
Van Dyk Group
275 NJ-72, Manahawkin, NJ 08050
(609) 597-1988
vandykgroup.com
AAA Public Adjusters
9 US-9, Manahawkin, NJ 08050
(609) 978-1200
aaapublicadjusters.com
Duryea Insurance Agency
587 Mill Creek Rd Unit 5, Manahawkin, NJ 08050
(609) 597-7343
Decker Associates
641 Mill Creek Rd # 14, Manahawkin, NJ 08050
(609) 660-9100
deckerclaims.com
A flood insurance agent in Manahawkin New Jersey helps property owners secure coverage through the National Flood Insurance Program or private insurers. Manahawkin is located in Ocean County near Barnegat Bay, an area prone to flooding from coastal storms and heavy rain. New Jersey law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
What Does a Flood Insurance Agent in Manahawkin Cost?
Typical flood insurance costs in Manahawkin range from 700 to 2,500 dollars per year for an NFIP policy, depending on the property's flood zone, elevation, and deductible. Private market policies can be higher or lower based on risk assessment. Premiums in New Jersey also reflect state-specific rating factors like proximity to tidal waters. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Manahawkin New Jersey?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or storm surge is possible in Manahawkin.
What does a flood insurance agent do for Manahawkin residents?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the required elevation certificate. They also explain waiting periods and coverage limits specific to New Jersey properties.
How long does it take to get flood insurance in Manahawkin?
NFIP policies have a 30-day waiting period before coverage begins, except when the policy is bought in connection with a new home purchase or a loan closing. Private insurers may offer shorter waiting periods, so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.