Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 flood insurance agents in Lodi, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Theressa Parra - State Farm Insurance Agent
121 S Main St Ste C, Lodi, NJ 07644
(973) 685-4900
theressaparra.com
Costello & Associates
265 Union St, Lodi, NJ 07644
(973) 777-8333
costelloandassociatesnj.hibuwebsites.com
Farmers Insurance - Ilda Cartaxo
244 Harrison Ave, Lodi, NJ 07644
(973) 546-7400
agents.farmers.com
Frank Dillon: Primerica - Financial Services
89 US-46, Lodi, NJ 07644
(862) 247-8162
reps.primerica.com
SK & ASSOCIATES LLC
325 Passaic Ave, Lodi, NJ 07644
(973) 471-0900
skalinsurance.com
What Does a Flood Insurance Agent in Lodi Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and property value. Private insurers may offer different rates. Costs vary by situation, and this is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Lodi do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They ensure your coverage meets lender requirements and complies with New Jersey flood disclosure laws.
Is flood insurance required for homes in Lodi?
Flood insurance is required if your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage. Even in low-risk zones, New Jersey agents often recommend coverage due to heavy rain and storm surge risks.
How do I find a flood insurance agent in Lodi New Jersey?
You can search the NFIP agent locator or contact local independent insurance agencies in Lodi. Look for agents with experience in Bergen County flood zones and knowledge of New Jersey flood insurance regulations.