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Find Flood Insurance Agents Near You in Kearny, NJ

Compare flood insurance agents in Kearny. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Kearny, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in Kearny, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Costa - State Farm Insurance Agent
214 Kearny Ave, Kearny, NJ 07032
(201) 998-5600 johncostainsurance.com
MSM Insurance Agency
78 John Miller Way Suite 326, Kearny, NJ 07032
(973) 319-4081 msminsuranceagency.com
Dynasty Agency
83 Kearny Ave, Kearny, NJ 07032
(201) 997-2303 mydynastyagency.com
Secured Insurance Agency
728 Kearny Ave b, Kearny, NJ 07032
(201) 998-3400 securedinsagency.com
The Bixler Group, LLC
758 Kearny Ave, Kearny, NJ 07032
(201) 991-0032 bixlerest1891.com
Borgos Hanlon Henry & Garcia Inc
593 Kearny Ave, Kearny, NJ 07032
(201) 991-8700 bhhgins.com
Hilb Group
839 Kearny Ave, Kearny, NJ 07032
(201) 997-0060 hilbgroup.com
Jersey Travel Center & Insurance
53 Kearny Ave, Kearny, NJ 07032
(201) 991-3315
Truck Insurance Agency
1 Hackensack Ave, Kearny, NJ 07032
(973) 578-8787 truckinsurance.pro

Flood insurance agents in Kearny, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Kearny is located in a Special Flood Hazard Area, making flood insurance important for many homes and businesses. New Jersey law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.

What Does a Flood Insurance Agent in Kearny Cost?

Typical costs for flood insurance in Kearny, New Jersey range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone and property elevation. Private insurers may offer lower or higher rates based on risk assessment. Factors like building age, foundation type, and claims history also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Kearny do?
A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private carriers, and complete the application. They can explain coverage limits, deductibles, and exclusions specific to your Kearny property.
Is flood insurance required in Kearny New Jersey?
Flood insurance is not legally required by the state, but it is mandatory if you have a federally backed mortgage and your property is in a high-risk flood zone. Many Kearny properties fall into Zones A or AE, where this requirement applies.