Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in Holmdel, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly JGS Insurance)
101 Crawfords Corner Rd #1300, Holmdel, NJ 07733
(877) 547-4671
g.page
Lauren Leo - State Farm Insurance Agent
2124 NJ-35 Ste 206, Holmdel, NJ 07733
(732) 615-9600
laurenleo.com
Acrisure Holmdel, NJ (Holmes & McDowell)
960 Holmdel Rd Building 1, Suite C, Holmdel, NJ 07733
(732) 946-4800
acrisure.com
LionHeart Brokerage
670 N Beers St building 3, Holmdel, NJ 07733
(732) 930-8802
Valvano Insurance Agency (VIA)
670 N Beers St Suite 130, Holmdel, NJ 07733
(908) 862-4047
valvano.com
The Dittmar Agency
960 Holmdel Rd, Holmdel, NJ 07733
(732) 462-2343
acrisure.com
Arthur J Gallagher Risk Mgmt Services
15 Main St, Holmdel, NJ 07733
(630) 773-3800
ajg.com
What Does a Flood Insurance Agent in Holmdel Cost?
In New Jersey, annual flood insurance premiums through the NFIP typically range from 700 to 2,500 dollars for a standard home, but costs can exceed 5,000 dollars in high-risk zones. Private market policies may be cheaper or more expensive depending on the property. Your final cost depends on your flood zone, building elevation, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Holmdel New Jersey?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent can assess your property's flood risk, help you choose between NFIP and private coverage, and complete the application. They also explain waiting periods, coverage limits, and elevation certificate requirements.