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Find Flood Insurance Agents Near You in Englewood, NJ

Compare flood insurance agents in Englewood. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Englewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 flood insurance agents in Englewood, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Ramil - State Farm Insurance Agent
105 N Dean St, Englewood, NJ 07631
(201) 408-5070 uragent4life.com
Birtwhistle & Livingston Inc
71 E Palisade Ave, Englewood, NJ 07631
(201) 568-5001 birtwhistle.com
Sangjong Ju: Allstate Insurance
40 N Van Brunt St Ste 20, Englewood, NJ 07631
(201) 308-9040 agents.allstate.com
MJM Global Insurance Brokerage Group, Inc.
25 Rockwood Pl #210, Englewood, NJ 07631
(201) 720-7700 mjmglobal.com
Dan DeSimone - State Farm Insurance Agent
105 N Dean St, Englewood, NJ 07631
(201) 768-7283 dandesimone.net

Flood insurance agents in Englewood, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Englewood is located in Bergen County, where many properties fall within designated flood hazard areas due to proximity to the Hackensack River and Overpeck Creek. New Jersey law requires flood insurance for properties with federally backed mortgages in high-risk zones, making an agent essential for compliance and protection.

What Does a Flood Insurance Agent in Englewood Cost?

In Englewood, New Jersey, flood insurance premiums through the NFIP average between 700 and 2,500 dollars per year for a standard single-family home. Factors such as the property elevation certificate, flood zone designation (such as AE or X), and the amount of building and contents coverage affect the final price. Private flood insurance may offer lower rates or higher limits in some cases. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Englewood New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, agents recommend coverage because 25 percent of flood claims occur in low-to-moderate risk areas.
What does a flood insurance agent do in Englewood?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.