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Directory of flood insurance agents in Elmwood Park, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Elmwood Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 flood insurance agents in Elmwood Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Jose Falen
278 Broadway #1, Elmwood Park, NJ 07407
(201) 794-1000
agents.farmers.com
Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance
301 Riverfront Blvd Suite #3, Elmwood Park, NJ 07407
(201) 886-7300
legacyinsurancenj.com
Loyas Agency
669 River Dr, Elmwood Park, NJ 07407
(201) 703-9500
loyasgroup.com
Titan Agency
406 US-46, Elmwood Park, NJ 07407
(201) 210-9775
titanagency.com
Flood insurance agents in Elmwood Park New Jersey help property owners secure coverage through the National Flood Insurance Program and private insurers. New Jersey law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents can guide you on elevation certificates and floodplain management requirements specific to Bergen County.
What Does a Flood Insurance Agent in Elmwood Park Cost?
Flood insurance premiums in New Jersey typically range from 700 to 2,500 dollars per year for standard NFIP policies, but costs vary based on flood zone, building elevation, and coverage amount. Private market policies may have different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Elmwood Park do?
A flood insurance agent helps you assess your flood risk and select a policy that meets your needs. They explain NFIP coverage limits and can assist with filing claims after a flood event.
Is flood insurance required in Elmwood Park New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage. Even outside these zones, agents often recommend coverage due to local storm risks.
How do I choose a flood insurance agent in Elmwood Park?
Look for an agent licensed in New Jersey with experience in NFIP policies. Ask about their knowledge of local flood maps and elevation certificate requirements for Bergen County.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.