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Find Flood Insurance Agents in Brigantine, NJ

Browse flood insurance agents serving Brigantine, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Brigantine, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Brigantine, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Agencies, Inc
1001 W Brigantine Ave, Brigantine, NJ 08203
(609) 646-1000 insuranceagenciesinc.com
Jordal Insurance Agency - Brigantine
3300 Atlantic Brigantine Blvd Suite 4, Brigantine, NJ 08203
(609) 536-2828 jordalagency.com

Flood insurance agents in Brigantine, New Jersey help property owners secure coverage against flood damage, which is not included in standard homeowners policies. New Jersey law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Brigantine's coastal flood risks and can guide you through the National Flood Insurance Program (NFIP) and private market options.

What Does a Flood Insurance Agent in Brigantine Cost?

The average cost of a flood insurance policy in New Jersey ranges from $700 to $2,500 per year, depending on flood zone, elevation, and coverage limits. In high-risk coastal areas like Brigantine, premiums can be higher, often between $1,200 and $4,000 annually. Costs vary by situation based on property specifics and chosen deductible. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Brigantine New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required by law to carry flood insurance. Even outside high-risk zones, many residents choose coverage due to Brigantine's coastal location.
How do I find a flood insurance agent in Brigantine?
You can search the NFIP agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Atlantic County offer flood policies and can compare NFIP and private options for you.
What does flood insurance cover in New Jersey?
Standard NFIP policies cover building property (up to $250,000) and personal contents (up to $100,000). Private policies may offer higher limits or additional coverage. Flood damage from storm surge, heavy rain, and rising water is typically included.