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Compare Flood Insurance Agents in Bridgewater, NJ

Browse flood insurance agents serving Bridgewater, New Jersey. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Bridgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 flood insurance agents in Bridgewater, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ed James Insurance Brokerage
100 Somerset Corporate Blvd 2nd Floor, Bridgewater, NJ 08807
(908) 524-0200 edjamesins.com
MetLife
501 US-22, Bridgewater, NJ 08807
(908) 253-1000 metlife.com
Bankers Life
440 US-22 Ste 160, Bridgewater, NJ 08807
(732) 652-1166 branches.bankerslife.com
Fast Insurance Agency
1256 US-202, Bridgewater, NJ 08807
(908) 367-3003
Prime Insurance Services New Jersey
155 Adamsville Rd N, Bridgewater, NJ 08807
(908) 585-4979
Thankful Service Inc
991 US-22, Bridgewater, NJ 08807
(908) 287-2080 ts-insurance.com
Foresight Financial LLC
818 US-202 #206, Bridgewater, NJ 08807
(908) 722-6868 forefin.com

Flood insurance agents in Bridgewater, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones as designated by FEMA maps. Many Bridgewater homes near the Raritan River may need this protection to meet mortgage requirements.

What Does a Flood Insurance Agent in Bridgewater Cost?

Typical flood insurance costs in New Jersey range from 500 to 3,000 dollars per year for a standard NFIP policy, but rates vary based on flood zone, property elevation, and coverage amount. Private market policies may cost more or less depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Bridgewater do?
A flood insurance agent helps you assess your flood risk, compare policies, and purchase coverage that meets your needs. They guide you through the National Flood Insurance Program rules and private market options available in New Jersey.
Is flood insurance required in Bridgewater New Jersey?
Flood insurance is required if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many homeowners choose coverage because Bridgewater has flood risks from heavy rain and nearby waterways.
How do I choose a flood insurance agent in Bridgewater?
Look for an agent licensed in New Jersey with experience in flood insurance policies. Ask about their knowledge of local flood zones and the specific requirements for properties in Somerset County.