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Compare Flood Insurance Agents in Pelham, NH

Directory of flood insurance agents in Pelham, New Hampshire. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Pelham, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 3 flood insurance agents in Pelham, NH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patrick Shea - State Farm Insurance Agent
9A Main St, Pelham, NH 03076
(603) 635-4862 patrickjshea.com
Pappathan Insurance Agency
95 Bridge St, Pelham, NH 03076
(603) 635-1099 pappathaninsurance.com
Pelham Insurance Services
122 Bridge St #2b, Pelham, NH 03076
(603) 635-2434 pelhamins.com

Flood insurance agents in Pelham, New Hampshire help property owners secure coverage through the National Flood Insurance Program or private insurers. Pelham sits near the Merrimack River and has several flood-prone areas, making agent guidance important. New Hampshire law requires lenders to mandate flood insurance for properties in high-risk zones, so an agent can explain your options.

What Does a Flood Insurance Agent in Pelham Cost?

Flood insurance costs in New Hampshire vary by property location, elevation, and coverage amount. In Pelham, typical NFIP premiums range from $700 to $2,000 per year for standard policies. Private insurers may charge $500 to $3,000 annually depending on flood risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Pelham New Hampshire?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents recommend coverage because heavy rain and snowmelt can cause flooding in Pelham.
How do I find a flood insurance agent in Pelham NH?
You can search the New Hampshire Insurance Department website for licensed agents or ask local real estate professionals for referrals. Agents in Pelham typically offer policies from the National Flood Insurance Program and private insurers for broader coverage.