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Browse flood insurance agents serving Elko, Nevada. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Elko, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Nevada before hiring.
Showing 16 flood insurance agents in Elko, NV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shabonya Dutton - State Farm Insurance Agent
1794 Idaho St, Elko, NV 89801
(775) 738-3423
shabonyadutton.com
Brent Stokes - State Farm Insurance Agent
698 5th St, Elko, NV 89801
(775) 738-9296
brentstokesinsurance.com
Michael Popp at Comparion Insurance Agency
225 Silver St Ste - 103, Elko, NV 89801
(775) 748-8990
comparioninsurance.com
WFG National Title Insurance Company
905 Railroad St #204, Elko, NV 89801
(775) 440-6377
nevada.wfgnationaltitle.com
A and H Insurance
526 Idaho St, Elko, NV 89801
(775) 777-0900
aandhinsurance.com
Comparion Insurance Agency
225 Silver St Ste - 103, Elko, NV 89801
(775) 777-3700
comparioninsurance.com
Priority Plus Insurance & Financial Group
521 Idaho St, Elko, NV 89801
(775) 738-7131
priorityplusinsurance.com
Gregory Insurance Agency
789 Railroad St, Elko, NV 89801
(775) 738-7103
gregoryinsuranceelko.com
Farmers Insurance - Daena Romero Sandoval
1010 Court St, Elko, NV 89801
(775) 738-3131
agents.farmers.com
Hometown Solutions Insurance
301 W Silver St, Elko, NV 89801
(775) 777-9771
wwwhometownsolutions.com
Lisa Guttry - COUNTRY Financial Representative
592 5th St, Elko, NV 89801
(775) 738-1744
advisors.countryfinancial.com
Michael Dolan - COUNTRY Financial Representative
1080 Lamoille Hwy, Elko, NV 89801
(775) 738-3757
advisors.countryfinancial.com
LP Insurance Services
555 5th St, Elko, NV 89801
(775) 738-7278
lpins.net
Golden Years Solutions
na, Elko, NV 89801
(775) 385-5045
Anthony Buzzetti at Comparion Insurance Agency
225 Silver St Ste - 103, Elko, NV 89801
(775) 748-8991
comparioninsurance.com
Worline Insurance is now Part of A and H Insurance Elko.
526 Idaho St, Elko, NV 89801
(775) 738-2324
Flood insurance agents in Elko Nevada help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Nevada law does not require flood insurance for all properties but mortgage lenders may mandate it in high-risk zones. Elko sits near the Humboldt River and can experience flash flooding so local agents can advise on specific floodplain maps and elevation certificates.
What Does a Flood Insurance Agent in Elko Cost?
The cost of flood insurance in Elko Nevada varies based on flood zone risk property elevation and coverage amount. For an NFIP policy typical annual premiums range from 700 to 2000 dollars for a standard home in a moderate-risk zone. High-risk properties may see premiums above 3000 dollars. Private market policies can offer different pricing and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Elko Nevada?
Flood insurance is not required by Nevada state law for all properties. However if your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require it. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy.
What does a flood insurance agent do in Elko?
A flood insurance agent helps you determine your flood zone risk and explains coverage options under the NFIP or private market. They can assist with obtaining an elevation certificate and guide you through the application process. Agents in Elko are familiar with local flood history and FEMA map updates.
How does Nevada law affect flood insurance claims?
Nevada follows standard NFIP claim procedures. Policyholders must file proof of loss within 60 days of the flood event. Nevada also has a 4-year statute of limitations for breach of contract actions on insurance policies. An agent can help you understand these deadlines and documentation requirements.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Nevada.