The top-rated flood insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 flood insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | AAA Grand Island | 3359 W Capital Ave | (308) 384-1672 |
Melissa Reed - State Farm Insurance Agent serves the Grand Island, Nebraska, area as a flood insurance provider. This agency offers policies that help property owners manage risks from rising water and storm-related damage. Flood coverage is available for both residential and commercial structures in the region. The agent works with clients to explain policy terms, coverage limits, and claim procedures for flood events. Specific services include handling new flood insurance applications and guiding policyholders through the claims process following a loss.
Magiera & Associates, LLC American Family Insurance provides a complete range of flood insurance coverage solutions for local property owners in Grand Island, NE. The agency works closely with clients to assess flood risk and select appropriate policies, and it manages ongoing policy maintenance and updates to ensure continuous protection. Its service plans include regular policy reviews and prompt claims assistance. The company serves single-family homes, apartments, and retail establishments along with restaurants in the surrounding area.
Homeowners, businesses, and property managers in Grand Island, Nebraska rely on Lisa Willman’s State Farm agency for flood insurance policies. Lisa Willman offers protection against flood damage through federally backed programs and private coverage options. Policies are tailored to individual property risks and local flood zone requirements. This agency also serves residents and commercial clients in nearby Hastings, extending straightforward coverage solutions across the surrounding area.
Farmers Insurance - Mark Porter serves Grand Island, Nebraska, and the surrounding communities in Hall County. The agency handles standard flood insurance policies for residential and commercial properties located in designated flood zones. It works with homeowners, renters, and business owners to secure appropriate coverage against flood damage. To manage each job, Mark Porter’s team starts by assessing the property’s specific flood risk and then selects a policy that meets the client’s needs from available National Flood Insurance Program options.
Edgewater Insurance + Real Estate specializes in flood insurance coverage for residential and commercial properties. It serves clients throughout the Grand Island, NE area, tailoring policies to meet local flood risks. The agency assists homeowners, renters, and business owners in understanding their National Flood Insurance Program options and securing appropriate protection. It also guides clients through the claims process after a flood event. In spring or following heavy rainfall, it helps property owners evaluate their current coverage before flood season begins.
Swartzbaugh Insurance Service works with property owners to secure essential coverage that protects against financial losses from rising water. As a dedicated flood insurance agent operating in Grand Island, Nebraska, the company focuses on helping clients understand their specific risk level and choose appropriate policies for their structures. The agency addresses both residential and commercial flood exposure, ensuring that businesses can maintain continuity after a disaster. It regularly assists offices, warehouses, and food service operations in finding suitable plans that meet lender requirements and safeguard inventory and equipment.
When a property owner may seek a single estimate to compare with renewing an existing policy, Shelter Insurance - Paul Hoos in Grand Island, NE, provides interested clients with either one-time consultations or ongoing management of their flood insurance needs. Services include helping assess appropriate coverage levels and understanding policy details tied to local flood risks near the Platte River region. These services are provided on a one-time, scheduled, or as-needed basis, depending on each client’s preference and the timing of required coverage updates.
Spring storms and rising Platte River levels make flood protection a priority for Grand Island homeowners, and Ty Benton - State Farm Insurance Agent provides coverage options to address that risk. As a local flood insurance agent, this office helps residents understand policy details specific to Nebraska flood zones. They explain how separate flood policies work alongside homeowners coverage for complete protection. The process begins with a consultation to review property history and assess the necessary coverage during an initial inspection of the home.
Pathway Insurance Agency is a flood insurance agency in Grand Island, NE, known for helping property owners secure coverage against flood risks. The company serves residential and commercial clients throughout the local area, addressing the specific needs of properties near waterways and low-lying zones. Policy guidance includes reviewing flood maps and explaining the National Flood Insurance Program options. As a specialty service, the agency can also assist with claims documentation after a flood event occurs.
AAA Grand Island assists homeowners in Grand Island, NE with obtaining flood insurance for residential properties. The agency also provides commercial coverage to local businesses needing financial protection against flood damage. Their service area concentrates on Grand Island and surrounding communities within the region, ensuring policyholders receive appropriate guidance. After securing or adjusting a policy, the agency helps clients review coverage details for future storms, encouraging follow-up consultations between regular property assessments.
What Does a a Flood Insurance Agent in Grand Island Cost?
Typical flood insurance costs in Nebraska range from about 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Preferred Risk Policies for lower-risk areas may start around 300 dollars annually. Costs vary by case. This is general information, not insurance advice.
About flood insurance agents in Grand Island
Flood insurance agents in Grand Island, Nebraska help property owners protect against flood damage. Nebraska follows the National Flood Insurance Program rules, and many lenders require flood coverage in designated Special Flood Hazard Areas. An agent can explain policy options and help you meet local requirements.
Frequently Asked Questions
Do I need flood insurance in Grand Island Nebraska?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many property owners choose coverage for peace of mind.
What does a flood insurance agent in Grand Island do?
A flood insurance agent helps you assess your flood risk, explains NFIP policy limits and deductibles, and assists with filing claims. They can also advise on elevation certificates and flood zone map changes specific to Hall County.
How do I find a flood insurance agent in Grand Island Nebraska?
You can search the NFIP agent locator online or contact local independent insurance agencies in Grand Island. Ask if they are certified to write flood policies and have experience with Nebraska flood regulations.