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Find Flood Insurance Agents in Maryland Heights, MO
Looking for a flood insurance agent in Maryland Heights? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 6 flood insurance agents in Maryland Heights, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Spotanski - State Farm
11815 Dorsett Rd, Maryland Heights, MO 63043
(314) 291-3388
saraspotinsurance.com
Lucent Insurance Group
11848 Dorsett Rd Office B, Maryland Heights, MO 63043
(888) 544-2482
lucentinsurancegroup.com
McCarthy Insurance Group LLC American Family Insurance
929 Fee Fee Rd # 101, Maryland Heights, MO 63043
(314) 343-4502
amfam.com
The Kelsi Stulce-Hull Agency LLC American Family Insurance
929 Fee Fee Rd Suite 102, Maryland Heights, MO 63043
(314) 205-9444
amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600
grafgroupinsurance.com
Shelter Insurance - Chris Hansel
11652 Dorsett Rd Ste A, Maryland Heights, MO 63043
(314) 427-6532
shelterinsurance.com
Flood insurance agents in Maryland Heights, Missouri help property owners secure coverage against flood damage. Missouri participates in the National Flood Insurance Program (NFIP), which sets standard rates and coverage limits. Local agents can guide you through flood zone maps and policy requirements specific to St. Louis County.
What Does a Flood Insurance Agent in Maryland Heights Cost?
In Missouri, NFIP flood insurance premiums average between $700 and $2,000 per year for most residential properties, but costs vary by flood zone, building value, and elevation. Private flood insurance may offer different rates and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Maryland Heights?
If your property is in a high-risk flood zone (A or V zone) and you have a federally backed mortgage, flood insurance is required. Even in moderate-risk areas, many property owners choose to buy coverage.
What does a flood insurance agent do in Missouri?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
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Compare Flood Insurance Agents
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.