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Looking for a flood insurance agent in Imperial? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Imperial, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 6 flood insurance agents in Imperial, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Brase - State Farm Insurance Agent
1500 Professional Dr, Imperial, MO 63052
(636) 223-2000
scottbrase.com
Warren Stuckmeyer American Family Insurance
6432 Old Lemay Ferry Rd, Imperial, MO 63052
(636) 942-9100
amfam.com
Virgil Melton Agency Inc American Family Insurance
1273 Imperial Main St, Imperial, MO 63052
(636) 464-6500
amfam.com
The Flood Company
5600 Oak Cir, Imperial, MO 63052
(314) 378-0768
American Family Insurance - Oliver Stuckmeyer
6432 Old Lemay Ferry Rd, Imperial, MO 63052
(636) 942-3300
Insurance Consultants Inc
1242 Imperial Main, Imperial, MO 63052
(636) 464-9804
myici.com
Flood insurance agents in Imperial, Missouri help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Imperial is located near the Mississippi River and Meramec River, making flood risk awareness important. Missouri law does not require flood insurance for all properties, but lenders often mandate it for homes in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Imperial Cost?
Flood insurance costs in Missouri vary by property location, flood zone, building value, and deductible. For an NFIP policy in Imperial, annual premiums often range from 700 to 2,500 dollars for a standard single-family home. Properties in high-risk zones may pay more. Private market rates can be competitive. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Imperial Missouri?
Flood insurance is not required by Missouri state law for all properties. However, if your home is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Check your flood zone on the FEMA Flood Map Service Center.
What does a flood insurance agent do in Imperial?
A flood insurance agent helps you assess your flood risk, determine your flood zone, and choose a policy that meets your needs. They can explain NFIP coverage limits and private market options available in Missouri.
How long does it take to get flood insurance in Missouri?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage, especially during Missouri flood season.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.