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Compare Flood Insurance Agents in Ridgeland, MS

Compare flood insurance agents in Ridgeland. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 3 flood insurance agents in Ridgeland, MS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Garced Insurance Group - The Bruce Agency
6800 Old Canton Rd, Ridgeland, MS 39157
(601) 829-9555 thebruceagency.com
Southern Farm Bureau Casualty Insurance Company
1800 E County Line Rd, Ridgeland, MS 39157
(601) 957-7777 w3.sfbcic.com
R.W. Aiken Insurance Agency
220 Trace Colony Park Dr Suite A, Ridgeland, MS 39157
(601) 981-1574 aikeninsure.com

Flood insurance agents in Ridgeland Mississippi help property owners secure coverage through the National Flood Insurance Program or private insurers. Mississippi law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Local agents understand the specific flood risks near the Ross Barnett Reservoir and the Pearl River.

What Does a Flood Insurance Agent in Ridgeland Cost?

The cost of flood insurance in Mississippi depends on your propertys flood zone elevation and coverage amount. An NFIP policy in Ridgeland typically ranges from 600 to 2,000 dollars per year for a standard home. Higher risk properties may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Ridgeland do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits and deductibles. They also assist with filing claims after a flood event.
Is flood insurance required in Ridgeland Mississippi?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Even if not required, many homeowners in Ridgeland choose to buy it because of local flood risks.