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Find Flood Insurance Agents Near You in Horn Lake, MS
Compare flood insurance agents in Horn Lake. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Horn Lake, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 2 flood insurance agents in Horn Lake, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Strohm - State Farm Insurance Agent
2485 Goodman Rd W, Horn Lake, MS 38637
(662) 393-1918
stephaniemorrisonagency.com
Shelter Insurance
6341 US-51 Ste 6, Horn Lake, MS 38637
(662) 393-0046
shelterinsurance.com
Flood insurance agents in Horn Lake, Mississippi help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Horn Lake is in DeSoto County, which participates in the NFIP and requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Mississippi law does not mandate flood insurance for all properties, but lenders often require it for homes in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Horn Lake Cost?
The cost of a flood insurance policy in Mississippi varies by flood zone, property value, and elevation. For an NFIP policy, premiums typically range from 700 to 2,000 dollars per year for standard coverage, but high-risk properties may pay more. Private flood insurance can cost 500 to 1,500 dollars annually depending on risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Horn Lake do?
A flood insurance agent helps you assess your flood risk, choose a policy, and complete the application. They can also assist with obtaining an elevation certificate, which determines your premium in Mississippi.
Is flood insurance required in Horn Lake Mississippi?
Flood insurance is not required by Mississippi state law, but it is mandatory for properties in high-risk flood zones with a mortgage from a federally regulated lender. Horn Lake residents in low-risk zones may still choose coverage for financial protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.