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Looking for a flood insurance agent in Flowood? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Flowood, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 3 flood insurance agents in Flowood, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
IPS - Insurance Protection Specialists
5500 Plaza Dr Suite A, Flowood, MS 39232
(601) 992-4040
ips-ms.com
Riverside Insurance Agency
254 Katherine Dr B, Flowood, MS 39232
(769) 251-0115
riverside1st.com
Scott Insurance Services, LLC
579 Lakeland E Dr A, Flowood, MS 39232
(601) 362-6911
scottinsuranceco.com
Flood insurance agents in Flowood Mississippi help property owners secure coverage through the National Flood Insurance Program and private carriers. Flowood lies in a flood-prone area near the Pearl River, so many lenders require flood insurance for mortgages. Mississippi law mandates that all licensed insurance agents must follow NFIP guidelines when writing flood policies.
What Does a Flood Insurance Agent in Flowood Cost?
Flood insurance costs in Mississippi vary by property location, elevation, and coverage amount. For an NFIP policy in Flowood, annual premiums typically range from 700 to 2,500 dollars for a standard home. Higher-risk properties or those needing increased coverage can cost 3,000 dollars or more. Private flood insurance may offer lower rates for low-risk homes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Flowood Mississippi?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even in moderate-risk areas, many agents recommend coverage because heavy rain can cause flooding outside mapped zones.
How does a flood insurance agent help in Flowood?
A flood insurance agent can review your property's flood zone designation, explain coverage limits, and help you choose between an NFIP policy and private flood insurance. They also assist with filing claims and understanding Mississippi's 60-day waiting period for new NFIP policies.
What is the waiting period for flood insurance in Mississippi?
Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are buying a home with a new mortgage, the waiting period may be waived. Private flood insurance policies may have different waiting periods, so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.