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Compare Flood Insurance Agents in White Bear Lake, MN

Looking for a flood insurance agent in White Bear Lake? Review the directory below to compare your options.

3 agents listed
Updated May 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 flood insurance agents in White Bear Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tyler Antony - State Farm Insurance Agent
1190 County Rd J, White Bear Lake, MN 55127
(651) 429-0241 insuremetyler.com
Boehland Insurance Agency Inc.
1310 Hwy 96 E, White Bear Lake, MN 55110
(651) 493-7528 boehlandinsurance.com
Paul Antony - State Farm Insurance Agent
1190 county rd J Ste 200, White Bear Lake, MN 55127
(651) 633-8923 statefarm.com

Flood insurance agents in White Bear Lake help property owners protect against flood damage. Minnesota law does not require flood insurance but mortgage lenders often do for homes in Special Flood Hazard Areas. Agents can explain the National Flood Insurance Program and private options available locally.

What Does a Flood Insurance Agent in White Bear Lake Cost?

The cost of flood insurance in Minnesota varies based on flood zone property value and coverage amount. An NFIP policy in a low-risk area may cost around $500 to $800 per year. In high-risk zones near White Bear Lake premiums can range from $1,000 to $3,000 or more annually. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in White Bear Lake?
Flood insurance is not required by Minnesota state law. However if your property is in a FEMA-designated flood zone your mortgage lender will likely require it. White Bear Lake has several areas near the lake that are considered high risk.
What does a flood insurance agent do in Minnesota?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They can explain coverage limits deductibles and the 30-day waiting period before most NFIP policies take effect.