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Compare flood insurance agents in Richfield. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Richfield, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 9 flood insurance agents in Richfield, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cassie Sanetra - State Farm Insurance Agent
6519 Nicollet Ave Ste 200, Richfield, MN 55423
(612) 869-5313
cassiesanetra.com
Karl Herman - State Farm Insurance Agent
6620 Penn Ave S, Richfield, MN 55423
(612) 455-8844
karlhermaninsurance.com
Ashkan Morvari - State Farm Insurance Agent
6640 Lyndale Ave S #110, Richfield, MN 55423
(612) 455-4196
morvari-insurance.com
Insurance Brokers of MN-Brett Flatmoe
6941 Nicollet Ave, Richfield, MN 55423
(612) 869-2745
insurancebrokersmn.com
Richfield State Insurance
6636 Cedar Ave Suite 201, Richfield, MN 55423
(612) 861-8300
richfieldinsurance.com
Farmers Insurance - Miguel Medrano Rodriguez
7001 Nicollet Ave, Richfield, MN 55423
(612) 206-3193
agents.farmers.com
Kelly Mayerle DBA MN Insurance Pro, a Richfield State Agent
6636 Cedar Ave S Suite 201, Richfield, MN 55423
(612) 767-4358
Farmers Insurance - Matthew Nye
6603 Queen Ave S Ste 6, Richfield, MN 55423
(612) 979-2330
agents.farmers.com
katie lewis insurance
6625 Lyndale Ave S, Richfield, MN 55423
(612) 861-8300
kklewis.com
Flood insurance agents in Richfield Minnesota help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Richfield is located near Minnehaha Creek, which can contribute to localized flooding during heavy rain events. Minnesota law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
What Does a Flood Insurance Agent in Richfield Cost?
The cost of flood insurance in Richfield Minnesota varies based on the propertys flood zone elevation and building characteristics. An NFIP policy for a single-family home in a moderate-risk zone may cost around 700 to 1,200 per year. Properties in high-risk zones or with low elevations can pay 2,000 or more annually. Private flood insurance may offer different pricing and coverage options. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Richfield Minnesota?
Flood insurance is required by federal law if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many Richfield homeowners choose coverage because heavy rain and snowmelt can cause flooding outside mapped zones.
How do I find a flood insurance agent in Richfield?
You can search for licensed insurance agents in Richfield who offer flood policies through the National Flood Insurance Program or private carriers. The Minnesota Department of Commerce website provides a license lookup tool to verify an agents credentials.
What does a flood insurance policy in Minnesota typically cover?
A standard NFIP policy covers structural damage to your building and damage to personal property up to policy limits. It does not cover basement improvements or contents stored in basements. An agent can explain specific exclusions and help you choose appropriate coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.