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Find Flood Insurance Agents Near You in New Brighton, MN
Browse flood insurance agents serving New Brighton, Minnesota. Contact information and addresses listed below.
3 agents listed
Updated May 2026
New Brighton, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 flood insurance agents in New Brighton, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reasons Insurance
2722 Hwy 694 Service Dr #205, New Brighton, MN 55112
(651) 636-6911
reasonsinsurance.com
Edina Realty Insurance
119 14th St NW, New Brighton, MN 55112
(651) 605-2744
edinarealtyinsurance.com
Dean Olson Insurance Agency, LLC
2483 15th St NW Suite A, New Brighton, MN 55112
(651) 633-0408
deanolsonins.com
Flood insurance agents in New Brighton, Minnesota help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. New Brighton is located near the Mississippi River and Rice Creek, making flood risk awareness important for local property owners.
What Does a Flood Insurance Agent in New Brighton Cost?
Flood insurance costs in Minnesota vary by property location, elevation, and coverage amount. For an NFIP policy, average annual premiums range from about $700 to $2,500 for a standard home, but high-risk properties can exceed $4,000. Private market policies may offer lower rates or higher limits. Costs also depend on the deductible chosen and whether an elevation certificate shows lower risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in New Brighton, Minnesota?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, Minnesota experiences heavy spring rains and snowmelt that can cause flooding, so many property owners choose to purchase coverage.
What does a flood insurance agent in New Brighton do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the required elevation certificate if needed. They guide you through coverage limits, deductibles, and waiting periods before a policy takes effect.
Free • No Obligation
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.