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Find Flood Insurance Agents Near You in Carver, MN

Directory of flood insurance agents in Carver, Minnesota. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Carver, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 flood insurance agents in Carver, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carver Insurance Group
113 3rd St E, Carver, MN 55315
(952) 448-4580 carinsgroup.com
Farmers Insurance - Greg Cummins Agency
490 Old Carver Rd, Carver, MN 55315
(952) 896-3808 agents.farmers.com

Flood insurance agents in Carver Minnesota help property owners secure coverage through the National Flood Insurance Program and private markets. Carver sits along the Minnesota River and faces flood risks from spring snowmelt and heavy rains. Minnesota law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas.

What Does a Flood Insurance Agent in Carver Cost?

Typical flood insurance costs in Minnesota range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Rates are set by FEMA for NFIP policies and vary by carrier for private policies. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Carver Minnesota?
Yes, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even outside these zones, many homeowners choose coverage because flooding can happen anywhere.
How do I find a flood insurance agent in Carver?
You can search for licensed insurance agents in Carver who offer flood policies through the NFIP or private carriers. Your current home or auto agent may also write flood insurance.
What does flood insurance cover in Minnesota?
Standard flood insurance covers structural damage and personal property loss from rising water. It does not cover basement contents or temporary living expenses. Review your policy details with your agent.