Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 7 flood insurance agents in White Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Elder - State Farm Insurance Agent
9278 Highland Rd Ste 7, White Lake, MI 48386
(248) 887-6004
eldersf.com
Shirl Crowe: Allstate Insurance
9145 Highland Rd, White Lake, MI 48386
(248) 698-1731
agents.allstate.com
Paul Donnelly - State Farm Insurance Agent
5951 Highland Rd G, White Lake, MI 48383
(248) 714-5311
mywhitelakeagent.com
Lankford Insurance Agency
1135 Round Lake Rd #2, White Lake, MI 48386
(248) 360-6524
lankfordagency.com
J. Jones Insurance Agency - Farm Bureau Insurance
1097 Union Lake Rd # A, White Lake, MI 48386
(248) 366-3222
jjonesinsurance.com
Aaa Insurance: Caylor Susan
330 Town Center Blvd # D-105, White Lake, MI 48386
(248) 618-3440
aaa.com
Allstate Personal Financial Representative: Matthew Bade
9145 Highland Rd, White Lake, MI 48386
(586) 291-8043
agents.allstate.com
What Does a Flood Insurance Agent in White Lake Cost?
Flood insurance costs in Michigan vary by flood zone, property elevation, and coverage amount. For an NFIP policy in White Lake, annual premiums typically range from 700 to 2,500 dollars for a standard home. Properties in high-risk zones or with basements may cost more. Private insurers may offer lower rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in White Lake Michigan?
Flood insurance is required if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage. Even outside SFHAs, policies are recommended because 20 percent of flood claims come from low-to-moderate risk areas.
How do I find a flood insurance agent in White Lake?
You can search the Michigan Department of Insurance and Financial Services (DIFS) website for licensed agents. Local independent agents in White Lake often represent multiple carriers and can compare NFIP and private flood policies.
What does a flood insurance policy in Michigan cover?
Standard NFIP policies cover building property up to 250,000 dollars and contents up to 100,000 dollars. Private policies may offer higher limits and additional coverage for basements or temporary housing. Michigan law does not require additional flood coverage beyond federal requirements.