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Find Flood Insurance Agents Near You in Washington, MI
Looking for a flood insurance agent in Washington? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Washington, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 flood insurance agents in Washington, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Insurance - Macomb County Auto Home & Life Insurance
8691 26 Mile Rd, Washington, MI 48094
(586) 693-7070
locator.acg.aaa.com
The Terenzi Agency - Farm Bureau Insurance
6003 26 Mile Rd, Washington, MI 48094
(586) 221-9013
terenziagency.com
Flood insurance agents in Washington, Michigan help property owners protect against water damage from storms and rising waters. Michigan law does not require flood insurance for most properties, but mortgage lenders often mandate it in high-risk zones. Working with a local agent ensures you understand the specific flood risks and coverage options for Macomb County.
What Does a Flood Insurance Agent in Washington Cost?
The cost of flood insurance in Washington, Michigan typically ranges from $500 to $2,500 per year for a standard NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Washington Michigan?
Flood insurance is not required by Michigan state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require it. Many property owners in Washington purchase it voluntarily for peace of mind.
What does flood insurance cover in Michigan?
Standard flood insurance from the National Flood Insurance Program covers structural damage to your home and damage to personal belongings. It does not cover basement improvements or items stored in basements. A local agent can explain policy limits and exclusions.
How do I choose a flood insurance agent in Washington?
Look for an agent licensed in Michigan who has experience with NFIP policies and private flood insurance options. Ask about their knowledge of local flood zones in Macomb County and whether they can help with elevation certificates. Compare quotes from multiple agents before deciding.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.