The top-rated flood insurance agent in Taylor, Michigan is Dave Arce - State Farm Insurance Agent, rated 4.8 stars across 363 reviews. Other highly rated options include Amy Bordes - State Farm Insurance Agent, Sandy Gilland - State Farm Insurance Agent, James Fedewa - State Farm Insurance Agent. This directory lists 13 flood insurance agents serving Taylor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Arce - State Farm Insurance Agent | 25755 Goddard Rd | (734) 250-7284 |
| 2 | Amy Bordes - State Farm Insurance Agent | 9333 Telegraph Rd Suite 300A | (313) 562-3322 |
| 3 | Sandy Gilland - State Farm Insurance Agent | 24128 Ecorse Rd Suite B | (313) 295-5656 |
| 4 | James Fedewa - State Farm Insurance Agent | 24409 Eureka Rd | (734) 946-1100 |
| 5 | L.A. Insurance | 23921 Eureka Rd | (734) 287-9000 |
| 6 | Omni Insurance Agency/Meemic/AAA | 5853 Telegraph Rd | (313) 438-5555 |
| 7 | Brian Cobb: Allstate Insurance | 25015 Goddard Rd | (734) 946-6380 |
| 8 | AAA Insurance - Moughnia Agency | 12315 Telegraph Rd | (734) 258-7600 |
| 9 | Glenn Dobbins Agency Inc. | 23755 Goddard Rd | (734) 287-6161 |
| 10 | insure3212 | 25426 Goddard Rd | (734) 846-3582 |
Dave Arce - State Farm Insurance Agent serves the Taylor, Michigan, metro area with flood insurance policies. This office helps property owners understand the importance of flood protection, especially given changing weather patterns in southeastern Michigan. The agent guides clients through available coverage options to safeguard homes and businesses from water damage. Specific services include assessing flood risk for residential properties and assisting with policy documentation for claims.
Amy Bordes - State Farm Insurance Agent serves homeowners, businesses, and property managers in Taylor, Michigan, with flood insurance policies. The agency helps clients understand flood zone risks and coverage options available through the National Flood Insurance Program. It provides guidance on protecting structures and personal belongings from water damage. This includes assistance with policy applications and claims support during flood events. The agency also extends its flood insurance services to residents and commercial property owners in the neighboring Downriver community of Allen Park.
Sandy Gilland - State Farm Insurance Agent, based in Taylor, MI, provides flood insurance services for residential and commercial properties. This includes offering coverage plans that protect against water damage from rising waters and storms. The agency helps clients understand their policy options and maintains service plans to update coverage as needs change. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
James Fedewa, a flood insurance agent based in Taylor, MI, serves homeowners and businesses in the city and its surrounding downriver communities. This agency handles federal flood insurance policies to protect properties from water damage during heavy rains, snowmelt, or overflowing waterways. Each client receives a personalized assessment of their flood risk and coverage needs. The agency takes a methodical approach, guiding customers through the application process and explaining policy exclusions to ensure clear expectations are set before issuing a policy.
Located in Taylor, Michigan, L.A. Insurance serves homeowners, businesses, and property managers seeking essential flood coverage. The agency helps clients secure policies that protect against water damage from rising waters and heavy storms. It works with area property owners to navigate flood insurance options for residential and commercial structures. Recognizing local flood risks, the agency assists residents and business operators in protecting their assets. L.A. Insurance also serves clients in the neighboring community of Allen Park and other parts of the Downriver metro area.
Based in Taylor, MI, Omni Insurance Agency/Meemic/AAA distinguishes between one-time policies for temporary risk and recurring annual plans for ongoing property protection. They provide flood insurance coverage through the National Flood Insurance Program as well as private market options. Their service helps safeguard local homes and businesses from water damage caused by heavy rains or rising waterways. Service is provided on a one-time basis for single closings or temporary needs, while standard coverage runs on a scheduled annual renewal cycle without requiring a recurring service fee.
As a flood insurance agent, Brian Cobb: Allstate Insurance offers policies specifically tailored to cover residential and commercial losses caused by rising water. The agency also provides general coverage options to help property owners manage broader risks in Taylor, MI. These services are especially valuable ahead of the spring thaw, when shifting ice and heavy precipitation can overwhelm local drainage systems and threaten basements with unexpected flooding.
As heavy rains and spring thaws frequently cause flooding concerns across Taylor, MI, AAA Insurance - Moughnia Agency provides local flood insurance agent services to protect area homes and small businesses. The team works to explain standard National Flood Insurance Program policies and address common coverage questions residents face near the Detroit River watershed. They assist clients in selecting appropriate policy limits for each property’s specific flood zone. A complete inspection and thorough initial-assessment of the building's elevation and surroundings is the first step before any policy is finalized.
Glenn Dobbins Agency Inc. assists property owners in Taylor, Michigan, with securing coverage that addresses damage from unexpected water events. The firm specializes in providing flood insurance policies that supplement standard property plans for comprehensive risk management. Its agents help clients in identifying appropriate protection tailored to various property types. Commercial sectors the agency regularly serves include local offices, warehouses, and food service establishments requiring operational continuity safeguards.
Insure3212 serves residential clients in Taylor, Michigan, helping them secure flood insurance policies to protect their homes. The agency also assists commercial property owners in the area with coverage options tailored to their business needs. Working across Taylor and its surrounding communities, the company focuses on helping clients understand their flood risk and policy choices. Between regular visits, the agency makes follow-up contact to review coverage needs or update policies as circumstances change.
What Does a a Flood Insurance Agent in Taylor Cost?
The average cost of a flood insurance policy in Michigan ranges from $700 to $1,200 per year for a standard NFIP policy, but rates vary by flood zone, elevation, and property value. Private flood insurance may cost more or less depending on risk. This is general information, not insurance advice.
About flood insurance agents in Taylor
Flood insurance agents in Taylor, Michigan help property owners secure coverage through the National Flood Insurance Program or private insurers. Taylor is located in Wayne County, which has several flood zones mapped by FEMA. Michigan law requires lenders to mandate flood insurance for properties in high-risk areas with a federally backed mortgage.
Frequently Asked Questions
Is flood insurance required in Taylor Michigan?
Flood insurance is not required by state law, but mortgage lenders may require it for properties in FEMA-designated high-risk flood zones. Taylor has areas near the Rouge River that fall into Zone AE or A. Always check your property's flood map status.
How do I find a flood insurance agent in Taylor?
You can search for licensed insurance agents in Wayne County who offer flood policies. Many independent agents in Taylor can quote both NFIP and private flood insurance. Verify the agent is licensed with the Michigan Department of Insurance and Financial Services.
What does flood insurance cover in Michigan?
Standard NFIP policies cover building property and personal contents up to policy limits. Coverage includes flood damage from heavy rain, river overflow, or storm surge. Basement improvements and items in basements have limited coverage under NFIP rules.
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