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Browse flood insurance agents serving Norton Shores, Michigan. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Norton Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 flood insurance agents in Norton Shores, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jon Sepeshy - State Farm Insurance Agent
5341 Grand Haven Rd, Norton Shores, MI 49441
(231) 798-3847
jonsepeshy.com
Farm Bureau Insurance
1535 Farr Rd, Norton Shores, MI 49444
(231) 744-9106
michfb.com
Ward Insurance Agency
1535 Farr Rd, Norton Shores, MI 49444
(231) 744-9106
farmbureauinsurance-mi.com
JAMES HODGES: Allstate Insurance
5843 Harvey St, Norton Shores, MI 49444
(231) 799-2222
agents.allstate.com
Flood insurance agents in Norton Shores Michigan help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents can guide you through flood zone maps and policy options specific to the Lake Michigan shoreline area.
What Does a Flood Insurance Agent in Norton Shores Cost?
Typical flood insurance costs in Michigan range from 500 to 2,000 dollars per year for a standard NFIP policy. Rates depend on flood zone elevation building characteristics and coverage amount. Private market policies may cost more or less. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Norton Shores do?
A flood insurance agent helps you assess your flood risk and choose a policy from the National Flood Insurance Program or private insurers. They explain coverage limits deductibles and exclusions. They also help with policy renewals and claims support.
Is flood insurance required in Norton Shores Michigan?
Flood insurance is required by federal law for properties with mortgages from federally regulated lenders in designated Special Flood Hazard Areas. Even outside these zones many local residents choose coverage due to heavy rain and lake effect storms common in Michigan.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.