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Flood Insurance Agents in Mt Clemens, MI

Browse flood insurance agents serving Mt Clemens, Michigan. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Mt Clemens, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 flood insurance agents in Mt Clemens, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Olmstead Insurance Group
2 Crocker Blvd #302, Mt Clemens, MI 48043
(586) 465-3473 olmsteadagency.com
Goosehead Insurance - Austin Moussa
148 S Main St, Mt Clemens, MI 48043
(586) 267-0338 goosehead.com
Atkinson Insurance Group
132 Cass Ave, Mt Clemens, MI 48043
(586) 557-8084 atkinson-insurancegroup.com
Macomb Gerlach Agency
273 Cass Ave, Mt Clemens, MI 48043
(586) 465-6171 macomb-gerlach.com
Gerlach Duane S Agency
69 Southbound Gratiot Ave, Mt Clemens, MI 48043
(586) 465-6211 gerlachinsurance.com

Flood insurance agents in Mt Clemens, Michigan help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Located near Lake St. Clair and the Clinton River, Mt Clemens faces flood risks that require proper insurance planning. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones.

What Does a Flood Insurance Agent in Mt Clemens Cost?

Flood insurance costs in Michigan vary by flood zone, property elevation, and coverage amount. An NFIP policy in a low-risk zone may start around $600 per year, while high-risk properties can cost $2,000 or more. Private insurers may offer different rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Mt Clemens?
A flood insurance agent in Mt Clemens can help you understand your flood zone and find a policy that meets lender requirements. They guide you through NFIP rules and private market options specific to Macomb County.
What does flood insurance cover in Michigan?
Standard flood insurance covers structural damage and belongings up to policy limits. It does not cover basement contents or temporary housing. Policies typically have a 30-day waiting period before coverage starts.
How do I choose a flood insurance agent in Mt Clemens?
Look for an agent licensed in Michigan with experience in NFIP policies. Ask about their knowledge of local flood maps and elevation certificates. Compare quotes from multiple agents to find suitable coverage.