Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 flood insurance agents in Chesterfield, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aitken & Ormond Insurance & Risk Management
33970 23 Mile Rd, Chesterfield, MI 48047
(586) 949-5570
aitken-ormond.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393
lottieschmidtthompson.com
AAA Insurance Tim Victor Agency
48985 Gratiot Ave, Chesterfield, MI 48051
(586) 330-8983
timvictoragency.com
What Does a Flood Insurance Agent in Chesterfield Cost?
The cost of flood insurance in Chesterfield varies by property. For an NFIP policy, premiums typically range from $700 to $2,500 per year for a standard home, depending on flood zone, elevation, and coverage amount. Private insurers may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Chesterfield do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.
Is flood insurance required in Chesterfield Michigan?
Flood insurance is not required by Michigan state law. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance.