ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare flood insurance agents in Winthrop. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Winthrop, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 flood insurance agents in Winthrop, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John M. Biggio Ins Agency
399 Winthrop St, Winthrop, MA 02152
(617) 846-8600
biggioinsurance.com
Winthrop Insurance Inc.
4 Putnam St, Winthrop, MA 02152
(339) 204-6737
Robert M DeGregorio Insurance
34 Woodside Ave, Winthrop, MA 02152
(617) 846-3313
rmdins.com
OneFuture Insurance MA
15-21 Pauline St, Winthrop, MA 02152
(617) 433-9205
Gagin Insurance Agency
2 Somerset Ave, Winthrop, MA 02152
(617) 846-0091
Welsh & Parker Insurance Agency
57 Putnam St, Winthrop, MA 02152
(617) 846-0731
baldwinweb.com
Boyd Insurance Agency
207 Hagman Rd, Winthrop, MA 02152
(617) 846-9728
Meridian Insurance Agency, LLC
207 Hagman Rd, Winthrop, MA 02152
(617) 567-5710
Terry Vazquez Public Insurance
49 Adams St, Winthrop, MA 02152
(617) 846-6309
New York Life
207 Hagman Rd, Winthrop, MA 02152
(617) 846-0630
newyorklife.com
Winthrop, Massachusetts is a coastal town with high flood risk due to its location on a peninsula. A flood insurance agent in Winthrop can help you understand your options under the National Flood Insurance Program (NFIP) and private market policies. Massachusetts law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, making agent guidance essential for homeowners and businesses.
What Does a Flood Insurance Agent in Winthrop Cost?
Flood insurance costs in Massachusetts vary widely based on property elevation, flood zone, and building characteristics. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for moderate-risk areas, but can exceed 5,000 dollars for high-risk coastal properties in Winthrop. Private market policies may offer different rates and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Winthrop Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside these zones, Winthrop residents often choose coverage due to storm surge and heavy rain risks.
What does a flood insurance agent in Winthrop do?
A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you choose appropriate coverage limits. They also assist with filing claims and understanding Massachusetts building code requirements for flood damage repairs.
How can I find a flood insurance agent in Winthrop?
You can search for licensed insurance agents in Winthrop through the Massachusetts Division of Insurance website. Local real estate agents and mortgage lenders often provide referrals to agents familiar with coastal flood risks.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Winthrop who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.