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Find Flood Insurance Agents Near You in Winthrop, MA

Browse flood insurance agents serving Winthrop, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Winthrop, Massachusetts is John M. Biggio Ins Agency, rated 4.7 stars across 36 reviews. Other highly rated options include Winthrop Insurance Inc., Robert M DeGregorio Insurance, OneFuture Insurance MA. This directory lists 10 flood insurance agents serving Winthrop.

Showing 10 flood insurance agents in Winthrop, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John M. Biggio Ins Agency399 Winthrop St(617) 846-8600
2Winthrop Insurance Inc.4 Putnam St(339) 204-6737
3Robert M DeGregorio Insurance34 Woodside Ave(617) 846-3313
4OneFuture Insurance MA15-21 Pauline St(617) 433-9205
5Gagin Insurance Agency2 Somerset Ave(617) 846-0091
6Welsh & Parker Insurance Agency57 Putnam St(617) 846-0731
7Boyd Insurance Agency207 Hagman Rd(617) 846-9728
8Meridian Insurance Agency, LLC207 Hagman Rd(617) 567-5710
9Terry Vazquez Public Insurance49 Adams St(617) 846-6309
10New York Life207 Hagman Rd(617) 846-0630
JM
399 Winthrop St
John M. Biggio Ins Agency
Flood Insurance Agent · Winthrop, MA

John M. Biggio Ins Agency, serving Winthrop and the surrounding Suffolk County area, provides essential flood insurance coverage for local property owners. This agency assists clients with obtaining policies offered through the National Flood Insurance Program. They help homeowners and commercial property holders understand their flood risk and evaluate appropriate coverage limits. Many properties in coastal Massachusetts require such protection. The agency also aids residents with flood insurance claims documentation offers guidance on navigating flood zone designations and securing required coverage for mortgage compliance.

WI
4 Putnam St
Winthrop Insurance Inc.
Flood Insurance Agent · Winthrop, MA

Winthrop Insurance Inc. provides flood insurance consulting and policy placement services for properties in Winthrop, MA. It offers policy reviews to ensure adequate coverage limits and assists clients with navigating federal flood zone requirements. Maintenance plans are available to help property owners update their policies after map changes or renovations, ensuring continued protection against rising water damage. This local flood insurance agent serves single-family homes, apartments, retail storefronts, and waterfront restaurants throughout the community.

RM
34 Woodside Ave
Robert M DeGregorio Insurance
Flood Insurance Agent · Winthrop, MA

Robert M DeGregorio Insurance serves homeowners, businesses, and property managers in Winthrop, Massachusetts, by providing flood insurance coverage. This agency helps clients navigate the complexities of flood risk with policies tailored to the unique coastal and inland flood zone requirements of the area. The team works with property owners to secure necessary protection, often assisting with National Flood Insurance Program options. It also serves the surrounding North Shore communities, including neighborhoods in Revere, to ensure broader local coverage for flood-related needs.

OI
15-21 Pauline St
OneFuture Insurance MA
Flood Insurance Agent · Winthrop, MA

OneFuture Insurance MA serves Winthrop and the surrounding North Shore communities, handling flood insurance policies for homeowners and commercial property owners. It works with clients to assess property-specific flood risks and secure coverage that meets lender requirements and local regulations. The company offers guidance on federal flood maps and policy options for properties in high-risk zones. For a typical job, it begins by reviewing the property’s location and elevation data to tailor a policy that aligns with the client’s budget and protection needs.

GI
2 Somerset Ave
Gagin Insurance Agency
Flood Insurance Agent · Winthrop, MA

Gagin Insurance Agency in Winthrop, MA focuses on flood insurance, distinguishing between a standard one-time policy for immediate coverage and recurring plans that maintain protection year after year. Its coverage typically addresses damage from rising water, often required for properties in flood zones. This agent assists clients in evaluating risk and selecting appropriate terms. Service for policy inquiries, renewals, and claims assistance runs on an as-needed basis, available whenever a client requires expert guidance.

WP
57 Putnam St
Welsh & Parker Insurance Agency
Flood Insurance Agent · Winthrop, MA

Welsh & Parker Insurance Agency specializes in arranging flood insurance policies to protect residential and commercial properties. It serves the Winthrop, Massachusetts area, helping property owners assess their risk and secure appropriate coverage for buildings and contents. As a local advisor, the agency uses federal flood maps and local knowledge to guide clients through the National Flood Insurance Program and private market options. It particularly assists during the spring thaw and hurricane season, when overflow from nearby waterways poses heightened flooding concerns.

BI
207 Hagman Rd
Boyd Insurance Agency
Flood Insurance Agent · Winthrop, MA

Coastal storms can bring rising water to Winthrop neighborhoods, making flood coverage a pressing seasonal concern for homeowners. Boyd Insurance Agency addresses this need by offering guidance on the National Flood Insurance Program and private policies as a flood insurance agent. The agency focuses on explaining coverage options for properties near the harbor and inland areas at risk of water damage. Customers can schedule a policy review to have their property’s flood risk assessed and receive an initial premium quote.

MI
207 Hagman Rd
Meridian Insurance Agency, LLC
Flood Insurance Agent · Winthrop, MA

Meridian Insurance Agency, LLC provides property insurance services to residents and businesses in the Winthrop, Massachusetts area. As a flood insurance agent, the company specializes in securing policies that cover damage from rising water and storm surges, a critical need for coastal communities. The agency can serve commercial sectors requiring property coverage, including offices, warehouses, and food service operations.

TV
49 Adams St
Terry Vazquez Public Insurance
Flood Insurance Agent · Winthrop, MA

Terry Vazquez Public Insurance provides residential flood insurance for homeowners in Winthrop, Massachusetts, helping protect single-family properties from water damage. The agency also offers commercial flood coverage for local businesses needing financial protection against flood-related losses. Their service area encompasses Winthrop and the surrounding coastal communities vulnerable to storm surge and heavy rainfall. After an initial policy is placed, the agent can return to review coverage limits when flood maps are updated or property improvements are made, ensuring ongoing protection between regular renewal visits.

NY
207 Hagman Rd
New York Life
Flood Insurance Agent · Winthrop, MA

New York Life in Winthrop, MA, is known for providing flood insurance agency services to residential and commercial property owners throughout the local coastal region. The agency helps clients navigate National Flood Insurance Program requirements and secure coverage tailored to flood zone risks. Their service range includes policy evaluations for properties near water and assistance with claims filing after storms or rising water events. This agency also specializes in offering excess flood coverage for high-value homes needing additional protection beyond standard limits.

What Does a a Flood Insurance Agent in Winthrop Cost?

Flood insurance costs in Massachusetts vary widely based on property elevation, flood zone, and building characteristics. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for moderate-risk areas, but can exceed 5,000 dollars for high-risk coastal properties in Winthrop. Private market policies may offer different rates and coverage limits. This is general information, not insurance advice.

About flood insurance agents in Winthrop

Winthrop, Massachusetts is a coastal town with high flood risk due to its location on a peninsula. A flood insurance agent in Winthrop can help you understand your options under the National Flood Insurance Program (NFIP) and private market policies. Massachusetts law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, making agent guidance essential for homeowners and businesses.

Frequently Asked Questions

Do I need flood insurance in Winthrop Massachusetts?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside these zones, Winthrop residents often choose coverage due to storm surge and heavy rain risks.

What does a flood insurance agent in Winthrop do?

A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you choose appropriate coverage limits. They also assist with filing claims and understanding Massachusetts building code requirements for flood damage repairs.

How can I find a flood insurance agent in Winthrop?

You can search for licensed insurance agents in Winthrop through the Massachusetts Division of Insurance website. Local real estate agents and mortgage lenders often provide referrals to agents familiar with coastal flood risks.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.