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Find Flood Insurance Agents Near You in Wilmington, MA
Compare flood insurance agents in Wilmington. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Wilmington, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 flood insurance agents in Wilmington, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marotta Insurance
21 Middlesex Ave unit 103, Wilmington, MA 01887
(978) 658-7311
marottainsurance.com
Tom Connolly Insurance Inc
669 Main St #9, Wilmington, MA 01887
(978) 300-3002
tomconnollyinsurance.com
Wilmington Insurance Agency Inc
5 Middlesex Ave #14, Wilmington, MA 01887
(978) 658-3805
wilmingtoninsurance.com
Tom Connolly Insurance Agency
668 Main St #9, Wilmington, MA 01887
(978) 306-4996
tomconnollyinsurance.com
T L Southmayd Insurance
668 Main St #9, Wilmington, MA 01887
(978) 657-0263
Horace Mann Insurance Co
200 Jefferson Rd Suite 207, Wilmington, MA 01887
(978) 203-0203
agents.horacemann.com
Crown Insurance Inc
668 Main St #7, Wilmington, MA 01887
(781) 272-1221
Wilmington Insurance Inc: Doherty John
Wilmington, MA 01887
(978) 658-3805
wilmingtoninsurance.com
Network Insurance Brokerage
32 West St, Wilmington, MA 01887
(978) 658-5950
American Insurance
404 Main St, Wilmington, MA 01887
(978) 657-0209
Flood insurance agents in Wilmington, Massachusetts help property owners navigate National Flood Insurance Program (NFIP) policies and private flood coverage. Wilmington has areas within FEMA-designated flood zones, so agents can explain mandatory purchase requirements for federally backed mortgages. Massachusetts state law does not require flood insurance for all homes, but lenders often mandate it for properties in high-risk zones.
What Does a Flood Insurance Agent in Wilmington Cost?
Flood insurance agent services in Massachusetts generally do not charge separate fees because agents earn commissions from the insurance carrier. Typical NFIP annual premiums for a standard home in Wilmington range from 700 to 2,500 dollars, depending on flood zone and elevation. Private flood insurance can cost between 500 and 4,000 dollars per year. These figures are estimates and your actual cost will depend on your property's specific risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Wilmington Massachusetts?
You may need flood insurance if your property is in a FEMA Special Flood Hazard Area (SFHA) and you have a federally backed mortgage. Even outside SFHAs, flooding can occur, so many homeowners choose coverage for protection. Check the FEMA Flood Map Service Center for your property's flood zone.
What does a flood insurance agent do in Wilmington?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They can also advise on coverage limits and deductibles based on your property's specific location in Middlesex County.
How much does flood insurance cost in Massachusetts?
Flood insurance premiums in Massachusetts vary widely based on flood zone, building elevation, and coverage amount. Typical NFIP policies range from 700 to 2,000 dollars per year for lower-risk zones, but can exceed 5,000 dollars in high-risk coastal or riverine areas. Private market policies may offer different pricing and higher limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.