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Browse flood insurance agents serving Westfield, Massachusetts. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Westfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 flood insurance agents in Westfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
William J. Mis Insurance Agency
156 Elm St, Westfield, MA 01085
(413) 568-6111
billmisinsurance.com
Greylock Insurance Agency
5 Court St, Westfield, MA 01085
(413) 562-2304
greylockinsurance.com
Wilcox - Dowd Insurance Agency
75 Broad St, Westfield, MA 01085
(413) 538-7444
dowd.com
CHI Insurance Agency Inc.
72 Franklin St, Westfield, MA 01085
(413) 562-3604
chiagency.com
Anthony Martinez: Allstate Insurance
30 Court St Ste 3, Westfield, MA 01085
(413) 642-2828
agents.allstate.com
SafecoShield Insurance LLC
5 E Silver St, Westfield, MA 01085
(413) 345-2122
Lawler Insurance Agency
420 Union St unit e, Westfield, MA 01085
(413) 450-1150
lawlerinsurance.com
Bamford Insurance
162 Elm St, Westfield, MA 01085
(413) 568-7890
Flood insurance agents in Westfield, Massachusetts help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Westfield is in Hampden County and includes areas mapped as Special Flood Hazard Areas by FEMA. Massachusetts state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Westfield Cost?
In Massachusetts, NFIP flood insurance premiums average about $700 to $1,200 per year for a standard policy, but costs vary based on flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Westfield Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many property owners choose coverage because 20 percent of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent in Westfield do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How do I find a flood insurance agent in Westfield Massachusetts?
You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Westfield. Ask if they are licensed by the Massachusetts Division of Insurance and experienced with flood policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.