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Find Flood Insurance Agents Near You in West Springfield, MA
Directory of flood insurance agents in West Springfield, Massachusetts. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
West Springfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 17 flood insurance agents in West Springfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Homeland Insurance
646 Westfield St, West Springfield, MA 01089
(413) 284-4747
homelandinsurance.com
Ormsby Insurance Agency Inc.
698 Westfield St, West Springfield, MA 01089
(413) 737-0300
ormsbyins.com
AXiA Insurance Services Inc
84 Myron St, West Springfield, MA 01089
(413) 788-9000
axiagroup.net
Southwick Insurance Agency Inc
2260 Westfield St, West Springfield, MA 01089
(413) 746-2822
southwickinsagency.com
Neill & Neill Insurance Agency Inc
662 Riverdale St, West Springfield, MA 01089
(413) 732-4137
neillins.com
Vista Insurance Group
51 Park Ave suite 8, West Springfield, MA 01089
(413) 266-2899
vistainsurances.com
Farmers Insurance Group -The Zielinski Agency (formerly MetLife Auto & Home)
1111 Elm St #26, West Springfield, MA 01089
(413) 739-3199
agents.farmers.com
Bates Fullam Insurance Agency, Inc.
975 Elm St #4, West Springfield, MA 01089
(413) 737-3539
batesfullam.com
John R Sweeney Insurance
1233 Westfield St #1, West Springfield, MA 01089
(413) 732-5465
jrsins.com
Carellas Insurance
207 Park Ave, West Springfield, MA 01089
(413) 781-6090
Haberman Insurance, a Marsh & McLennan Agency LLC company
95 Ashley Ave Suite D, West Springfield, MA 01089
(413) 781-7000
habermaninsurance.com
Foley Insurance Group
37 Elm St, West Springfield, MA 01089
(413) 214-7474
foleyinsurancegroup.com
T P Daley Insurance Inc
1381 Westfield St, West Springfield, MA 01089
(413) 788-0971
tpdaleyinsurance.com
Lawrence H Blinderman Insurance
1252 Elm St Ste. 7, West Springfield, MA 01089
(413) 739-5896
lhbins1252.com
Marsh McLennan Agency
95 Ashley Ave, West Springfield, MA 01089
(413) 781-7000
marshmma.com
Lussier Insurance
181 Park Ave, West Springfield, MA 01089
(413) 737-5359
lussierinsurance.com
Nationwide Insurance: Haberman Insurance Agency
95 Ashley Ave, West Springfield, MA 01089
(413) 781-7000
habermaninsurance.com
Flood insurance agents in West Springfield Massachusetts help property owners understand their risk and obtain National Flood Insurance Program NFIP coverage. West Springfield sits along the Connecticut River and has designated flood zones that may require insurance for mortgage compliance. Massachusetts law does not mandate flood insurance but lenders often require it for properties in high-risk areas.
What Does a Flood Insurance Agent in West Springfield Cost?
Typical flood insurance costs in West Springfield Massachusetts vary by flood zone and property elevation. For a single-family home in an AE zone annual premiums often fall between 700 and 1500 dollars. Properties in higher-risk VE zones or with low elevation may see premiums above 2000 dollars. Elevation certificates and mitigation measures can lower costs. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in West Springfield Massachusetts?
If your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy for protection.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent can assess your property location and elevation to determine the correct coverage amount. They also help you complete the NFIP application and explain waiting periods which are typically 30 days from purchase.
What is the cost of flood insurance in West Springfield Massachusetts?
Costs depend on your flood zone property elevation and building characteristics. In West Springfield annual premiums for a standard NFIP policy often range from 700 to 2000 dollars but can be higher in high-risk areas. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.