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Find Flood Insurance Agents Near You in Waltham, MA

Looking for a flood insurance agent in Waltham? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Waltham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 20 flood insurance agents in Waltham, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stanton Insurance Agency Inc
230 2nd Ave, Waltham, MA 02451
(781) 893-3200 stantonins.com
AAA Waltham
856 Lexington St, Waltham, MA 02452
(781) 899-9000 branches.northeast.aaa.com
Point Insurance - Waltham
570 Moody St, Waltham, MA 02453
(833) 280-6080 pointinsure.com
Acacia Insurance, Inc.
200 5th Ave Suite 4010, Waltham, MA 02451
(508) 653-1600 acaciainsurance.com
Internet Insurance Group, LLC,
50 Prospect St, Waltham, MA 02453
(855) 980-5908 smallbusinessquote.com
Prospect Insurance
303 Wyman St Suite 300 3rd Floor, Waltham, MA 02451
(781) 577-6581 prospectinsurances.com
WIC Insurance Inc.
230 2nd Ave #105, Waltham, MA 02451
(781) 890-0999 wicinsurance.com
Everett & Sons Ins. Agency, Inc.
76 Weston St, Waltham, MA 02453
(781) 893-0885 everettandsons.com
TRUSTEN INSURANCE AGENCY
85 River St #2a, Waltham, MA 02453
(978) 942-0441 trustenia.com
H & K Insurance Agency, Inc.
271 Waverley Oaks Rd suite 307, Waltham, MA 02452
(617) 924-5600 hkinsurance.com
Robinson Insurance Agency
691 Main St, Waltham, MA 02451
(781) 893-2300
Peoples Insurance Massachusetts
66 Prospect St, Waltham, MA 02453
(339) 210-5107
Responsible Insurance Waltham
288 2nd Ave, Waltham, MA 02451
(781) 819-0548
Prime Insurance, MA
440 Totten Pond Rd, Waltham, MA 02451
(339) 234-9204
Waltham Insurance, MA
389 Winter St, Waltham, MA 02451
(339) 219-1094
Independence Insurance Group
60 Hickory Dr, Waltham, MA 02451
(339) 234-7934
World Insurance Associates LLC
50 Prospect St, Waltham, MA 02453
(781) 642-9000 locations.worldinsurance.com
Louis J Kirsch 3rd Insurance Agency Inc
411 Main St, Waltham, MA 02452
(781) 899-9060 kirschagency.com
Physicians Insurance Agency of Massachusetts
860 Winter St, Waltham, MA 02451
(781) 434-7525 piam.com
Universal Insurance Waltham
1432 Main St, Waltham, MA 02451
(781) 819-0483

Flood insurance agents in Waltham Massachusetts help property owners secure coverage through the National Flood Insurance Program or private insurers. Waltham sits along the Charles River and includes several Special Flood Hazard Areas designated by FEMA. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.

What Does a Flood Insurance Agent in Waltham Cost?

Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage limits. In Waltham, annual premiums for NFIP policies typically range from 700 to 3000 dollars for standard residential coverage. Private flood insurance may offer lower rates for low-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live in Waltham Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How do I find a flood insurance agent in Waltham?
Look for agents licensed in Massachusetts who offer NFIP policies or private flood coverage. Many local independent agents in Waltham can help you compare options and determine your flood zone.
What does flood insurance cover in Massachusetts?
Standard NFIP policies cover up to 250000 dollars for building structure and up to 100000 dollars for contents. Coverage applies to direct flood damage, not sewer backups unless caused by flooding.