The top-rated flood insurance agent in Waltham, Massachusetts is Stanton Insurance Agency Inc, rated 4.9 stars across 275 reviews. Other highly rated options include Point Insurance - Waltham, AAA Waltham, Acacia Insurance, Inc.. This directory lists 21 flood insurance agents serving Waltham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stanton Insurance Agency Inc | 230 2nd Ave | (781) 893-3200 |
| 2 | Point Insurance - Waltham | 570 Moody St | (833) 280-6080 |
| 3 | AAA Waltham | 856 Lexington St | (781) 899-9000 |
| 4 | Acacia Insurance, Inc. | 200 5th Ave Suite 4010 | (508) 653-1600 |
| 5 | Internet Insurance Group, LLC, | 50 Prospect St | (855) 980-5908 |
| 6 | Prospect Insurance | 303 Wyman St Suite 300 3rd Floor | (781) 577-6581 |
| 7 | Everett & Sons Ins. Agency, Inc. | 76 Weston St | (781) 893-0885 |
| 8 | WIC Insurance Inc. | 230 2nd Ave #105 | (781) 890-0999 |
| 9 | TRUSTEN INSURANCE AGENCY | 85 River St #2a | (978) 942-0441 |
| 10 | H & K Insurance Agency, Inc. | 271 Waverley Oaks Rd suite 307 | (617) 924-5600 |
Stanton Insurance Agency Inc serves the Waltham, MA area and the greater Middlesex County region as a flood insurance agent. The company guides homeowners and business owners through the process of securing National Flood Insurance Program policies. These policies are essential in a region where stormwater and river flooding present recurring risks to property. Stanton Insurance Agency Inc assists clients in evaluating their property’s flood zone designation. It also helps file claims and adjust coverage limits.
Point Insurance - Waltham serves homeowners, businesses, and property managers in the region by offering flood insurance policies through the National Flood Insurance Program. The agency helps clients assess their flood risk and secure coverage that meets lender requirements and protects against storm damage. Recognizing that many properties face water-related hazards, it provides guidance on policy options and claims support. Its service area extends into the neighboring communities of Lexington and Newton, ensuring broader metro access to flood protection.
AAA Waltham provides flood insurance agent services to property owners in Waltham, Massachusetts. Its service includes assessing flood risk and explaining available coverage options to clients. The agent also assists with policy renewals and offers guidance on flood preparedness measures. Ongoing plan maintenance involves annual policy reviews to adjust coverage based on changing flood zone maps or property modifications. The company serves single-family homes, apartments, retail spaces, and restaurants.
Acacia Insurance, Inc. serves Waltham, Massachusetts, and the surrounding communities with flood insurance agent services. It handles the placement of National Flood Insurance Program policies and private supplemental coverage for residential and commercial properties. The agent reviews individual flood zone designations and property elevation details to determine appropriate coverage limits. For a typical job, it first assesses the property’s specific risk level through a detailed evaluation of flood maps and local historical data, then presents tailored policy options to the client.
Whether you need a single policy for a specific flood event or ongoing, year-round protection, Internet Insurance Group, LLC serves Waltham and surrounding communities. As a flood insurance agent, the company simplifies the often complex coverage process, including National Flood Insurance Program policies and private market alternatives. Clients are guided through coverage details to ensure adequate protection for residential or commercial properties in flood-prone zones. Service appointments can be arranged on an as-needed basis to review changing risk levels or policy updates.
Prospect Insurance specializes in guiding property owners through the flood insurance purchasing process, ensuring appropriate coverage is selected for local risks. It serves the Waltham, MA area by helping clients understand federal and private flood policy options to protect residential and commercial investments. With the area’s proximity to the Charles River and seasonal storm surges, it assists homeowners and businesses in securing coverage before the spring thaw and hurricane season.
Everett & Sons Ins. Agency, Inc. writes property and casualty insurance policies tailored to the needs of homeowners and business operators in the Waltham, Massachusetts area, and it layers specialized flood coverage onto those plans to protect clients from weather-driven water damage common in New England. The agency helps residential policyholders mitigate risk from storm surge and heavy rainfall events, and it also addresses commercial accounts such as offices, warehouses, and food service establishments that require appropriate flood protection for their buildings and inventory.
As seasonal storms and nor’easters threaten the Waltham area, the risk of basement or street flooding prompts many homeowners to seek coverage. WIC Insurance Inc. operates as a local flood insurance agent, helping clients in this region secure policies to protect against such water damage. A knowledgeable representative can explain the distinctions between building and contents coverage available through the National Flood Insurance Program. The process typically begins by scheduling a property inspection to assess flood-zone exposure and confirm structural details required for a quote.
TRUSTEN INSURANCE AGENCY handles residential flood insurance coverage for properties in Waltham, Massachusetts, and also offers policies for commercial buildings in the surrounding area. Local agents assess individual flood zone risks to help homeowners and business owners secure appropriate protection for their structures and contents. They provide guidance throughout the application process and discuss available coverage limits. The office remains available for follow-up questions and policy adjustments between regular annual visits to account for changing flood maps.
H & K Insurance Agency, Inc. is known for specializing in flood insurance coverage for properties in Waltham, Massachusetts. The agency helps homeowners and businesses in flood-prone areas assess their risk and secure policies through the National Flood Insurance Program. Its service range extends to residents across Middlesex County seeking protection from water damage caused by storms or rising water tables. For properties located in high-risk zones, the company can offer solutions for basement and crawl space flood endorsements.
What Does a a Flood Insurance Agent in Waltham Cost?
Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage limits. In Waltham, annual premiums for NFIP policies typically range from 700 to 3000 dollars for standard residential coverage. Private flood insurance may offer lower rates for low-risk properties. This is general information and not insurance advice.
About flood insurance agents in Waltham
Flood insurance agents in Waltham Massachusetts help property owners secure coverage through the National Flood Insurance Program or private insurers. Waltham sits along the Charles River and includes several Special Flood Hazard Areas designated by FEMA. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance if I live in Waltham Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How do I find a flood insurance agent in Waltham?
Look for agents licensed in Massachusetts who offer NFIP policies or private flood coverage. Many local independent agents in Waltham can help you compare options and determine your flood zone.
What does flood insurance cover in Massachusetts?
Standard NFIP policies cover up to 250000 dollars for building structure and up to 100000 dollars for contents. Coverage applies to direct flood damage, not sewer backups unless caused by flooding.
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