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Find Flood Insurance Agents Near You in Topsfield, MA
Compare flood insurance agents in Topsfield. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 flood insurance agents in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rothier Insurance
239 Boston St STE 213, Topsfield, MA 01983
(978) 561-1890
rothierinsurance.com
Brockelman Insurance Agency
5 Central St, Topsfield, MA 01983
(978) 887-8304
insurancetopsfieldma.com
Insuring Insurance Topsfield
7 Grove St #201, Topsfield, MA 01983
(978) 252-2606
Commercial Insurance Agency
16 S Main St, Topsfield, MA 01983
(978) 252-0762
Baystate Financial
7 Surrey Ln, Topsfield, MA 01983
(978) 887-6540
baystatefinancial.com
The Bulfinch Group
58 Main St Suite 100, Topsfield, MA 01983
(978) 887-2166
agencies.guardianlife.com
Flood insurance agents in Topsfield Massachusetts help property owners secure coverage under the National Flood Insurance Program and private insurers. Massachusetts law requires flood insurance for properties in designated Special Flood Hazard Areas if they have a federally backed mortgage. Topsfield residents near the Ipswich River or other flood zones should consult a licensed agent to assess their risk and obtain appropriate coverage.
What Does a Flood Insurance Agent in Topsfield Cost?
Typical flood insurance costs in Massachusetts range from 500 to 2,500 per year for a standard NFIP policy depending on flood zone property value and coverage amount. Private market policies may cost more or less. Elevation certificates and building characteristics affect premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Topsfield do?
A flood insurance agent helps you evaluate your flood risk and choose a policy that meets your needs. They explain coverage limits deductibles and exclusions. They also assist with filing claims and understanding Massachusetts flood zone maps.
Is flood insurance required in Topsfield Massachusetts?
Flood insurance is not required by Massachusetts state law for all properties. However lenders require it for properties in FEMA-designated high-risk flood zones with a federally backed mortgage. Topsfield participates in the National Flood Insurance Program so residents can purchase coverage through local agents.
How do I find a flood insurance agent in Topsfield?
You can search for licensed agents through the Massachusetts Division of Insurance website or ask for referrals from local real estate professionals. Many independent insurance agencies in Topsfield offer flood insurance policies. Verify the agent is licensed to sell flood insurance in Massachusetts.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.