The top-rated flood insurance agent in Stoughton, Massachusetts is Natalia Vargas Insurance Agency Inc, rated 4.8 stars across 77 reviews. Other highly rated options include Brockton Insurance Agency, Inc., John P. Russell Insurance Agency, Fernandes Insurance. This directory lists 14 flood insurance agents serving Stoughton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Natalia Vargas Insurance Agency Inc | 4 Cabot Pl # 4 | (781) 374-4125 |
| 2 | Brockton Insurance Agency, Inc. | 2 Canton St B-223 | (508) 583-9090 |
| 3 | John P. Russell Insurance Agency | 65 Pearl St | (781) 344-0098 |
| 4 | Fernandes Insurance | 11 Pearl St | (781) 341-0220 |
| 5 | Laurmark Insurance | 1778 Washington St | (781) 341-0910 |
| 6 | Cardullo & Duffy Insurance Agency, Inc. | 331 Page St SUITE 3C | (508) 580-2686 |
| 7 | Gilcoine & Burke Insurance | 2 Cabot Pl # 2 | (617) 328-7744 |
| 8 | Malcolm & Parsons Insurance Agency Inc | 713 Washington St | (781) 344-3200 |
| 9 | Amaral & Gallagher Insurance | 1193 Washington St | (781) 341-5116 |
| 10 | Loyalty Insurance Service MA | 489 Page St | (781) 819-3853 |
Natalia Vargas Insurance Agency Inc serves the Stoughton area and surrounding communities in Massachusetts as a flood insurance agent. It helps property owners understand the specific flood risks posed by local waterways and seasonal weather patterns. Securing appropriate coverage for residential and commercial properties is a primary service here. The agency also assists clients in navigating the National Flood Insurance Program and evaluating private market options. It specializes in obtaining flood insurance for homes and businesses in designated flood zones.
Brockton Insurance Agency, Inc. provides comprehensive flood insurance solutions for properties in Stoughton, MA. It assists clients in securing coverage tailored to their specific risk assessments and property values. The agency offers ongoing policy reviews and claims support to ensure continued protection. Its services address the needs of single-family homes, apartments, retail spaces, and restaurants within the community.
John P. Russell Insurance Agency serves homeowners, businesses, and property managers in Stoughton, Massachusetts, who require flood insurance coverage. As a local flood insurance agent, the agency helps clients understand their flood risk and navigate federally mandated flood insurance requirements for properties in designated flood zones. They assist with evaluating available policies from the National Flood Insurance Program and private carriers. In addition to serving Stoughton, the agency also provides its flood insurance services to the neighboring community of Canton.
Fernandes Insurance in Stoughton, Massachusetts, assists property owners in navigating the financial risks posed by water damage and flooding. The agency specializes in obtaining flood insurance coverage through the National Flood Insurance Program for local homes and businesses. Common policies protect structures, contents, and other physical assets from rising water events typical in the region. Its services extend to commercial sectors, including offices, warehouses, and food service operations that require specific coverage for equipment and inventory.
Laurmark Insurance serves Stoughton, Massachusetts, and the surrounding communities of Norfolk County with flood insurance coverage for residential and commercial properties. The agency handles policies from the National Flood Insurance Program and private markets to protect against water damage from storms and rising waters. It guides clients through flood zone designations and coverage options tailored to local risk factors. Laurmark Insurance takes a consultative approach by assessing each property’s specific exposure and recommending appropriate policy limits and deductibles for that job.
Located in Stoughton, MA, Cardullo & Duffy Insurance Agency, Inc. specializes in flood insurance policies for residential and commercial properties. It also handles general insurance coverages for local clients, helping them manage risks from weather and water damage. The agency assists property owners with paperwork and policy selection through the National Flood Insurance Program. It is particularly helpful during spring thaw or heavy rain seasons, when flooding risks in the area become more severe and immediate.
For flood insurance, homeowners can choose between a one-time policy for a single property or a recurring plan that renews annually. Gilcoine & Burke Insurance in Stoughton, MA, helps clients assess which coverage aligns with their flood risk and property needs. Working with this agent involves a thorough review of available protection options. Service for flood insurance inquiries operates on an as-needed basis, allowing clients to request quotes, adjustments, or policy renewals whenever required.
Winter storms and sudden thaws often bring unexpected flooding to Stoughton, and Malcolm & Parsons Insurance Agency Inc helps local homeowners and businesses prepare for that risk. As a flood insurance agent, the company guides clients through available National Flood Insurance Program options, explaining coverage limits and exclusions. Rather than offering generic advice, the agency tailors its recommendations to each property’s exposure and local flood zone maps. A typical conversation begins with a review of the building’s elevation certificate and a discussion of any required inspections before coverage can begin.
Amaral & Gallagher Insurance provides professional guidance on securing financial protection against flood damage to residential and commercial properties. As a locally focused flood insurance agent in Stoughton, Massachusetts, the company specializes in helping clients understand and navigate available coverage options tailored to regional risks. Their services assist homeowners and business operators in the event of storm-related water damage. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Loyalty Insurance Service MA provides residential flood insurance coverage for property owners in Stoughton and the surrounding area. The agency also assists local businesses in securing commercial flood policies to protect their assets against water damage. They serve clients throughout the region who need guidance navigating federal flood insurance requirements and private market options. After helping a customer obtain a policy, the agent follows up to review coverage before each annual renewal period and offers repeat service for any mid-year adjustments.
What Does a a Flood Insurance Agent in Stoughton Cost?
The cost of flood insurance in Massachusetts varies by property location, flood zone risk, building value, and deductible chosen. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in moderate-risk areas. Properties in high-risk zones may see premiums above 3,000 dollars. Private flood insurance may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Stoughton
Flood insurance agents in Stoughton Massachusetts help property owners secure coverage through the National Flood Insurance Program and private carriers. Massachusetts law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Stoughton residents near the Neponset River or other flood-prone areas may need this protection to comply with lending requirements and safeguard their assets.
Frequently Asked Questions
Do I need flood insurance in Stoughton Massachusetts?
You may need flood insurance if your property is in a Special Flood Hazard Area designated by FEMA. Lenders typically require it for mortgages backed by federal agencies. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage for peace of mind.
How do I find a flood insurance agent in Stoughton?
You can search online directories or contact local insurance agencies that offer property and casualty coverage. Ask if they are licensed to sell flood insurance through the NFIP or private markets. A local agent can review your flood zone status and help you choose a policy.
What does flood insurance cover in Massachusetts?
Standard flood insurance policies cover structural damage to your building and damage to personal belongings up to policy limits. Coverage typically includes the foundation, electrical systems, plumbing, and appliances. It does not cover damage from sewer backups unless caused by flooding.
Flood Insurance Agents in Other Massachusetts Cities
Arlington · Attleboro · Beverly · Boston · Braintree · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea · Chicopee · Danvers · Dedham · East Longmeadow