The top-rated flood insurance agent in Springfield, Massachusetts is Greg Quimby at Comparion Insurance Agency, rated 5.0 stars across 330 reviews. Other highly rated options include Nicholas Stoddard at Comparion Insurance Agency, Christopher Bergquist at Comparion Insurance Agency, Comparion Insurance Agency. This directory lists 13 flood insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 2 | Nicholas Stoddard at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7019 |
| 3 | Christopher Bergquist at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 263-2966 |
| 4 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 5 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 6 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 7 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 8 | Patrick Stoddard at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7020 |
| 9 | Bates Fullam Bombard Insurance | 1225 Sumner Ave | (413) 733-3553 |
| 10 | Sunshine Insurance, MA | 570 Cottage St | (413) 749-4318 |
Greg Quimby at Comparion Insurance Agency serves the Springfield, Massachusetts metro area, specializing in flood insurance coverage for residential and commercial properties. The agency helps property owners understand flood zone requirements and obtain appropriate policies. Clients receive guidance on available federal and private options. Risks in the region often involve seasonal storms or heavy rains, which the agency addresses by explaining important exclusions and coverage limits. Adjustments to policies based on changing flood maps and property elevations are a specific service it handles for local homeowners and business owners.
Nicholas Stoddard at Comparion Insurance Agency provides flood insurance services for properties in Springfield, Massachusetts. Its offerings include policy selection assistance and guidance through the federal flood insurance program. Service plans may involve periodic reviews of coverage to account for changes in flood zone maps or property value. Maintenance support includes claim filing assistance and adjustments to policies when structures or contents require updated protection. The agency services single-family homes, apartments, retail, and restaurants.
Christopher Bergquist at Comparion Insurance Agency serves homeowners, businesses, and property managers in Springfield, Massachusetts, who need flood insurance coverage. The agency helps clients navigate National Flood Insurance Program options and private policies for properties in flood zones. Guidance includes assessing risk, understanding coverage limits, and filing claims after storms or water damage events. This service also extends to surrounding parts of Hampden County, including the neighboring community of West Springfield.
Comparion Insurance Agency provides flood insurance services for properties in Springfield, Massachusetts. It offers coverage options and policy guidance to help property owners manage flood risk. Maintenance and policy review services include annual assessments and updates to ensure consistent protection based on changing conditions. Comparable plans are reviewed to help clients maintain adequate coverage over time. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
CHI Insurance Agency Inc. in Springfield, Massachusetts serves homeowners, businesses, and property managers who need protection against flood damage. The agency helps clients assess their flood risk and secure appropriate coverage through the National Flood Insurance Program or private market options. It assists with policy selection, required documentation, and claims support for property located in flood zones or high-risk areas. CHI Insurance Agency also extends its services to clients in the neighboring community of West Springfield and throughout the greater Springfield metro region.
Alban Insurance Agency serves Springfield, Massachusetts, and the surrounding communities. It handles flood insurance policies for homeowners, renters, and business owners. The company helps clients assess their flood risk and navigate the requirements for National Flood Insurance Program compliance. After reviewing each property's location and coverage needs, the agency compares available plans to find a suitable policy. It uses a straightforward approach to explain policy details, deductibles, and waiting periods before helping the client complete the application process.
FR Insurance and Benefits LLC in Springfield, MA assists property owners with both purchase-based flood policies and those requiring an annual renewal. Their coverage works to protect residential and commercial structures against water damage from rising waters, floods, and storm surges typical to this region. Clients can expect guidance on federal program requirements and local flood zone considerations. The service operates on a scheduled annual review basis, ensuring policies remain updated with any changing flood map designations.
Patrick Stoddard at Comparion Insurance Agency in Springfield, MA provides specialized flood insurance coverage for property owners. The agency assists clients in evaluating their property’s specific flood risk and selecting appropriate policies that meet federal and local requirements. This service is important for homes and businesses exposed to seasonal storms, heavy spring rains, or potential overflow from nearby rivers and streams in the Connecticut River Valley. The agency helps residents address coverage needs ahead of the annual hurricane season and the period of snowmelt that often increases local flood hazards.
Spring flooding poses a recurring risk for homeowners in Springfield, Massachusetts, where heavy rains and snowmelt can strain local waterways. Bates Fullam Bombard Insurance addresses this exposure by offering policies that protect residential and commercial properties from water damage. As a dedicated flood insurance agent, the company helps clients navigate coverage options from the National Flood Insurance Program and private markets. Their process typically begins with a property inspection or an initial risk assessment to determine appropriate protection levels.
Sunshine Insurance, MA in Springfield provides flood insurance agent services focused on helping property owners manage water damage risks. The agency specializes in advising clients on National Flood Insurance Program policies and private flood coverage options. It assists residential homeowners and commercial operators with risk assessments and tailored policy guidance. Commercial sectors served include offices, warehouses, and food service establishments needing continuous protection from flood exposure.
What Does a a Flood Insurance Agent in Springfield Cost?
Flood insurance costs in Massachusetts vary by flood zone property value and coverage amount. An NFIP policy in a low-risk zone may start around 500 dollars per year while high-risk properties can exceed 2000 dollars annually. Private flood insurance may offer different rates and higher coverage limits. This is general information not insurance advice.
About flood insurance agents in Springfield
Flood insurance agents in Springfield Massachusetts help property owners secure coverage through the National Flood Insurance Program and private markets. Massachusetts law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Springfield faces flood risks from the Connecticut River and local waterways making proper coverage essential for homeowners and businesses.
Frequently Asked Questions
Do I need flood insurance in Springfield Massachusetts?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones lenders may still require coverage. Springfield participates in the NFIP so policies are available through local agents.
How does Massachusetts law affect flood insurance claims?
Massachusetts has a six-year statute of limitations for breach of contract claims on flood insurance policies. This is longer than the standard one-year deadline in NFIP policies so you should consult an agent about filing timelines. State law also requires insurers to handle claims in good faith.
What does a flood insurance agent do in Springfield?
A flood insurance agent helps you determine your flood zone risk assess coverage needs and obtain a policy from NFIP or a private carrier. They can explain elevation certificates and the 30-day waiting period for new NFIP policies. Agents also assist with policy renewals and coverage adjustments after flood map changes.
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