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Find Flood Insurance Agents Near You in Somerville, MA

Browse flood insurance agents serving Somerville, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Somerville, Massachusetts is Amazonia Insurance, rated 4.8 stars across 142 reviews. Other highly rated options include Kristen Gryglik at Comparion Insurance Agency, Luis Cuello at Comparion Insurance Agency, Mary Beth Cafferty at Comparion Insurance Agency. This directory lists 14 flood insurance agents serving Somerville.

Showing 14 flood insurance agents in Somerville, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amazonia Insurance66 Bow St(617) 625-1900
2Kristen Gryglik at Comparion Insurance Agency450 Artisan Way Suite 220(617) 476-6016
3Luis Cuello at Comparion Insurance Agency450 Artisan Way Suite 220(617) 406-5450
4Mary Beth Cafferty at Comparion Insurance Agency450 Artisan Way Suite 220(617) 476-6020
5Christopher Kokoras Insurance Agency, Inc272 Broadway(617) 738-8188
6Garrett-Lynch Insurance Agency, Inc411 Highland Ave(617) 625-1914
7Daniel Brennan at Comparion Insurance Agency450 Artisan Way Suite 220(617) 316-6972
8New Insurance MA10 Inner Belt Rd(413) 853-0059
9Brasil Insurance53 Union Square(617) 628-0094
10Somerville Summit Insurance Agency5 Middlesex Ave(351) 212-2303
AI
66 Bow St
Amazonia Insurance
Flood Insurance Agent · Somerville, MA

Amazonia Insurance provides flood coverage guidance and policy placement for properties in Somerville, Massachusetts. As a flood insurance agent, the company helps clients assess exposure to water damage risks from storm surges and heavy rainfall. It specializes in securing National Flood Insurance Program policies and private market alternatives. Commercial sectors served by Amazonia Insurance include offices, warehouses, and food service establishments.

KG
450 Artisan Way Suite 220
Kristen Gryglik at Comparion Insurance Agency
Flood Insurance Agent · Somerville, MA

Kristen Gryglik at Comparion Insurance Agency serves the Somerville, MA area as a flood insurance agent. The company assists homeowners and business owners in securing coverage against flood damage. This work is especially relevant for properties in nearby flood zones and low-lying areas. The agent evaluates individual risk factors to recommend appropriate policies from available carriers. Its services include reviewing existing flood insurance needs and helping clients obtain new National Flood Insurance Program policies.

LC
450 Artisan Way Suite 220
Luis Cuello at Comparion Insurance Agency
Flood Insurance Agent · Somerville, MA

Luis Cuello at Comparion Insurance Agency in Somerville, MA, provides a range of services including flood risk assessments and policy placement for properties in designated flood zones. It offers annual policy reviews to ensure coverage aligns with evolving flood maps and community rating system changes. The agency serves single-family homes, apartment buildings, retail storefronts, and restaurants across the local area.

MB
450 Artisan Way Suite 220
Mary Beth Cafferty at Comparion Insurance Agency
Flood Insurance Agent · Somerville, MA

Serving Somerville and the surrounding Boston-area communities, Mary Beth Cafferty at Comparion Insurance Agency handles residential and commercial flood insurance policies. The agency guides property owners through the complexities of National Flood Insurance Program options. It also addresses the specific flood risks in local flood zones. To manage a typical job, the agency first reviews the property’s flood zone designation and elevation data to determine coverage needs.

CK
272 Broadway
Christopher Kokoras Insurance Agency, Inc
Flood Insurance Agent · Somerville, MA

Christopher Kokoras Insurance Agency, Inc serves homeowners, businesses, and property managers in Somerville, Massachusetts, who need flood insurance coverage. The agency assists clients in understanding and securing policies that protect against water damage from rising waters and heavy storms. It works closely with customers to assess their specific flood risk and identify appropriate coverage options. In addition to serving Somerville, the agency also serves the neighboring community of Cambridge in the greater Boston metro area.

GL
411 Highland Ave
Garrett-Lynch Insurance Agency, Inc
Flood Insurance Agent · Somerville, MA

As a flood insurance agent in Somerville, Garrett-Lynch Insurance Agency, Inc specializes in securing National Flood Insurance Program policies for homes and businesses. It also assists property owners with evaluating flood risk and understanding coverage options tailored to local flood zone maps and elevation certificates. This service is particularly important during the spring thaw and hurricane season when heavy rains and storm surges frequently raise the risk of basement flooding and water damage in low-lying areas of Somerville.

DB
450 Artisan Way Suite 220
Daniel Brennan at Comparion Insurance Agency
Flood Insurance Agent · Somerville, MA

When seasonal nor’easters and heavy rain threaten the greater Somerville area, the need for reliable flood coverage becomes pressing. Daniel Brennan at Comparion Insurance Agency helps local homeowners and renters assess risk specific to flood-prone neighborhoods. The agency explains National Flood Insurance Program options and what standard homeowners policies exclude. Clients receive clear guidance on how elevation and proximity to the Mystic River influence premiums. The first step always involves a thorough property inspection and review of local flood maps to match coverage precisely to each home’s exposure.

NI
10 Inner Belt Rd
New Insurance MA
Flood Insurance Agent · Somerville, MA

New Insurance MA assists property owners in Somerville with securing coverage tailored to regional flood risks, focusing on supplemental policies that address gaps in standard plans. The agency evaluates local flood zone maps to recommend appropriate limits for structures and contents. It provides guidance on federal and private options, ensuring clients understand deductibles and waiting periods. Commercial clients benefit from assessments for offices, warehouses, and food service operations, helping protect inventory and equipment from water damage.

BI
53 Union Square
Brasil Insurance
Flood Insurance Agent · Somerville, MA

Homeowners in Somerville, MA can choose between a one-time policy to satisfy a lender requirement or a recurring flood insurance plan for ongoing protection against water damage from storms and rising tides. Brasil Insurance helps residents assess their property’s flood risk and select a suitable National Flood Insurance Program policy. Coverage generally includes structural repairs and replacement of personal belongings within the home. The agency provides services for clients on an as-needed basis, whether for annual renewals or immediate quotes.

SS
5 Middlesex Ave
Somerville Summit Insurance Agency
Flood Insurance Agent · Somerville, MA

Somerville Summit Insurance Agency provides residential flood insurance coverage for homeowners and renters in Somerville, Massachusetts. Commercial flood protection is also available for local businesses facing water damage risks from heavy rainfall and nearby rivers. The agency serves clients throughout the greater Somerville area, helping them assess flood zone requirements and secure appropriate policies. Customers often return for annual policy reviews and adjustments to coverage before each storm season.

TI
170 School St
Transit Insurance Agency, Inc
Flood Insurance Agent · Somerville, MA
(617) 764-0266
transitinsuranceagency.com/contact
HW
415 Highland Ave
HJ Wiseman Insurance: Dan Wiseman
Flood Insurance Agent · Somerville, MA
(617) 776-1454
hjwiseman.com
LI
43 Holland St
Loyalty Insurance LLC
Flood Insurance Agent · Somerville, MA
(617) 313-2134
AI
317 Highland Ave
Andersen Insurance
Flood Insurance Agent · Somerville, MA
(617) 623-3900

What Does a a Flood Insurance Agent in Somerville Cost?

The cost of a flood insurance policy in Massachusetts varies based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer lower rates or higher limits but depends on individual risk assessment. This is general information and not insurance advice.

About flood insurance agents in Somerville

Flood insurance agents in Somerville help property owners navigate National Flood Insurance Program (NFIP) policies and private flood coverage. Massachusetts law requires certain properties in high-risk flood zones to carry flood insurance as a condition of a mortgage. Local agents understand Somerville-specific flood maps and the citys proximity to the Mystic River and Alewife Brook.

Frequently Asked Questions

Is flood insurance required in Somerville Massachusetts?

Flood insurance is not required by state law but is mandatory for properties in high-risk flood zones (A or V zones) if the property has a federally backed mortgage. Somerville participates in the NFIP and has adopted floodplain management regulations.

What does a flood insurance agent do in Somerville?

A flood insurance agent assesses your propertys flood risk using FEMA flood maps and helps you choose a policy that covers building and contents. They also explain waiting periods, deductibles, and the difference between NFIP and private flood insurance options.

How do I find a flood insurance agent in Somerville?

You can search for agents through the NFIPs agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Somerville offer flood insurance as part of their services.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.