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Find Flood Insurance Agents Near You in Somerset, MA
Directory of flood insurance agents in Somerset, Massachusetts. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Somerset, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 flood insurance agents in Somerset, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Somerset
869 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 672-2600
branches.northeast.aaa.com
Scott Five Insurance Agency L.L.C.
923 Brayton Point Rd, Somerset, MA 02725
(508) 689-4070
scottfiveinsurance.com
Stafford & Co Insurance - Somerset
1158 County St, Somerset, MA 02726
(508) 675-7404
stafford-insurance.com
Gadbois Insurance
40 Shawomet Ave, Somerset, MA 02726
(508) 678-8180
gadboisinsurance.com
Matthews Insurance
4071 County St, Somerset, MA 02726
(508) 673-2250
matthewsinsagency.com
BayCoast Insurance
921 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 678-3100
baycoastinsurance.com
Medicare Made Easy
1616 Grand Army of the Republic Hwy, Somerset, MA 02726
(774) 268-3763
medicaremadeeasyma.com
Patenaude Insurance
Somerset Plaza, Route 6, Somerset, MA 02725
(508) 678-3100
Flood insurance agents in Somerset, Massachusetts help property owners navigate the National Flood Insurance Program and private market options. Somerset is a coastal community with significant flood risk, so local agents understand the specific elevation requirements and flood zone designations. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk areas, making agent guidance essential for compliance.
What Does a Flood Insurance Agent in Somerset Cost?
Flood insurance costs in Somerset vary by flood zone, property value, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in Zone AE. Properties in coastal VE zones may cost 2,000 to 5,000 dollars or more. Private market policies can offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Somerset?
A flood insurance agent helps you understand your flood zone and coverage needs. Somerset is in a Special Flood Hazard Area, so agents can explain the difference between building and contents coverage. They also help you comply with lender requirements under Massachusetts law.
What flood zones are common in Somerset?
Somerset has many properties in Zone AE and Zone VE, which are high-risk areas. Zone AE has base flood elevations, while Zone VE includes coastal wave action. Your agent can review your property's Flood Insurance Rate Map to determine your specific zone.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.