The top-rated flood insurance agent in Quincy, Massachusetts is The Hanley Agency Inc: Allstate Insurance, rated 4.6 stars across 326 reviews. Other highly rated options include Chan Insurance Agency, Inc., Idealquote, Agnitti Insurance Agency, Inc.. This directory lists 20 flood insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hanley Agency Inc: Allstate Insurance | 695 Adams St | (617) 500-4350 |
| 2 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 3 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 4 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 5 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 6 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 7 | Quincy Mutual Fire Insurance Co | 57 Washington St | (617) 770-5100 |
| 8 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
| 9 | Lynn & Lynn Public Insurance Adjusters | 1147 Hancock St | (617) 472-4100 |
| 10 | DPS Insurance Group | 400 Crown Colony Dr Suite 103 | (617) 479-5500 |
The Hanley Agency Inc: Allstate Insurance serves the Quincy, Massachusetts metro area as a flood insurance agent. It provides coverage to protect residential and commercial properties against water damage from rising waters. The agency helps homeowners in flood-prone zones secure policies that comply with local lending or regulatory requirements. Renters may also obtain personal property coverage during flooding events. All policies are designed to cover structural repairs or replacement of damaged belongings. Commercial flood insurance and residential flood insurance are specific services the agency handles in this region.
Chan Insurance Agency, Inc. provides flood insurance policy consultation, risk assessment, and coverage placement for properties in Quincy, MA. It assists clients in understanding National Flood Insurance Program requirements and securing adequate protection. The agency helps property owners adjust their policies as flood maps and needs change, ensuring continuous coverage. Its services extend to single-family homes, apartments, retail establishments, and restaurants.
Idealquote serves Quincy, Massachusetts, and the surrounding South Shore communities as a flood insurance agent. It handles the placement of policies required for properties in designated flood zones and recommends coverage options for those outside high-risk areas. The agency navigates complex federal regulations and local flood maps to secure appropriate protection for homeowners and businesses. It typically begins each job by assessing a property’s flood risk and then compares available plans to match the client with suitable, compliant coverage.
For clients in Quincy, MA, distinguishing between a single flood insurance policy needed for a specific transaction and an annually renewed plan that protects a property year after year is the first step in securing coverage. Agnitti Insurance Agency, Inc. helps residents and business owners navigate the National Flood Insurance Program, ensuring properties in flood-prone areas have appropriate financial protection against water damage. Their services for flood insurance are available on a scheduled annual renewal basis, or as needed when a property transaction, new construction, or change in flood zone risk arises.
Albert J Marchionne Insurance provides flood insurance agent services in Quincy, Massachusetts, focusing on helping property owners assess their specific flood risks and secure appropriate coverage options. It also assists clients with routine policy reviews and adjustments for existing plans. The company regularly handles seasonal concerns such as preparing homes and businesses for the increased flood potential that accompanies the heavy nor’easters common to the region.
As the Atlantic hurricane season approaches, Quincy homeowners face heightened flood risks that demand reliable coverage. Imaginative Insurance Products in Quincy, MA offers flood insurance agent services tailored to protect local properties against water damage from storms and rising tides. The company helps clients navigate National Flood Insurance Program policies and private options, assessing individual property vulnerabilities and coverage gaps. An initial consultation involves a thorough inspection of the home’s flood zone status and existing protection measures.
Quincy Mutual Fire Insurance Co serves homeowners, businesses, and property managers in the Quincy area who need flood insurance coverage. It guides clients through the complexities of flood risk assessment and policy selection. The agency helps property owners understand National Flood Insurance Program requirements and private market options. By reviewing individual property elevations and zone maps, it tailors protection against potential water damage. This service is also available to clients in the neighboring community of Milton, providing the same dedicated attention to flood insurance needs throughout Norfolk County.
Atlantic Insurance Group in Quincy, MA assists property owners with securing flood insurance coverage tailored to local risk factors. The agency specializes in navigating federal program requirements and private market options to address distinct property exposures. Its services extend to commercial operations, including offices, warehouses, and food service establishments, helping them maintain financial protection against water damage and regulatory compliance.
Lynn & Lynn Public Insurance Adjusters in Quincy, MA provides residential flood insurance agent services for homeowners, condominiums, and individual properties. They also handle commercial flood coverage to protect small businesses and larger commercial properties throughout the region. The company focuses on guiding clients through the claims process after water damage occurs. They emphasize follow-up service to ensure claims are resolved properly, and they encourage repeat contact between regular visits to address any adjustment or paperwork needs.
DPS Insurance Group is known for providing flood insurance coverage tailored to property owners in Quincy, MA. Its service range includes helping clients navigate federal flood program requirements and securing policies for homes and businesses in designated flood zones. The agency assists with risk assessments and policy adjustments to meet changing regulations. It can add on elevation certificate review services to ensure accurate premium calculations.
What Does a a Flood Insurance Agent in Quincy Cost?
Typical flood insurance costs in Massachusetts range from 700 to 2000 per year for an NFIP policy depending on flood zone elevation and building characteristics. Private market policies may cost 500 to 1500 per year but vary widely. Premiums are higher for properties in high-risk zones like V or A zones along the Quincy coast. This is general information not insurance advice.
About flood insurance agents in Quincy
Flood insurance agents in Quincy Massachusetts help property owners navigate the National Flood Insurance Program and private flood insurance options. Quincy is a coastal city with many properties in Special Flood Hazard Areas. Massachusetts law requires flood insurance for properties with federally backed mortgages in high-risk zones.
Frequently Asked Questions
Do I need flood insurance in Quincy Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even in low-risk zones many agents recommend a policy because Quincy can experience storm surge and heavy rain flooding.
What does a flood insurance agent in Quincy do?
A flood insurance agent helps you assess your flood risk determine the correct coverage amount and complete the NFIP application or a private policy. They also explain waiting periods elevation certificates and how Massachusetts building codes affect premiums.
How long does it take to get flood insurance in Quincy?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. You should start the process well before a storm threat to ensure you are covered.
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