The top-rated flood insurance agent in Norwell, Massachusetts is Gordon Atlantic Insurance, rated 4.9 stars across 64 reviews. Other highly rated options include Austin Insurance Agency, NBA Insurance Agency, Inc., Gallagher Insurance, Risk Management & Consulting. This directory lists 11 flood insurance agents serving Norwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gordon Atlantic Insurance | 120 Longwater Dr Suite 102 | (781) 659-2262 |
| 2 | Austin Insurance Agency | 316 Washington St | (781) 447-5561 |
| 3 | NBA Insurance Agency, Inc. | 145 Washington St | (781) 871-5414 |
| 4 | Gallagher Insurance, Risk Management & Consulting | 141 Longwater Dr Suite 101B | (800) 333-7234 |
| 5 | HUB International | 600 Longwater Dr | (781) 792-3200 |
| 6 | Regan & Associates Insurance Agency, Inc. | 80 Washington St Suite F30 | (781) 337-7600 |
| 7 | DiMarzio Insurance | 80 Washington St F32 | (508) 746-1245 |
| 8 | Mulligan Flaherty Insurance | 80 Washington St | (781) 878-0071 |
| 9 | Brownstone Insurance | 200 Cordwainer Dr # 300 | (617) 236-6400 |
| 10 | Driscoll Agency Inc | 141 Longwater Dr | (781) 681-6656 |
Gordon Atlantic Insurance serves the Norwell, Massachusetts area and the surrounding South Shore communities as a dedicated flood insurance agent. This agency helps property owners secure coverage that protects homes and businesses from flood damage, a necessity in this coastal region. They guide clients through the complexities of the National Flood Insurance Program and private market options. Their main services include assisting with policy selection and ensuring compliance with lender and local requirements. Specifically, they handle flood zone evaluations and certificate preparation for new and existing structures.
Austin Insurance Agency in Norwell, MA, provides flood insurance coverage and risk assessment services for properties in flood-prone zones. It offers policy reviews to ensure adequate protection and assists clients with filing claims after water damage events. Maintenance plans include seasonal reminders to review coverage limits and adjust deductibles as needed. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
NBA Insurance Agency, Inc. in Norwell, MA serves homeowners, businesses, and property managers seeking flood insurance policies. The agency helps clients understand flood zone designations and obtain coverage that protects structures and contents from water damage. It guides property owners through the National Flood Insurance Program and private insurer options. This service is essential in a coastal region prone to heavy rainfall and storm surges. Residents and business operators from the nearby Hingham area also rely on the agency for their flood insurance needs.
In Norwell, Massachusetts, heavy rains and coastal storms often create flood risk for area properties every spring and fall. Gallagher Insurance, Risk Management & Consulting provides flood insurance coverage to homeowners and commercial property owners seeking to protect their assets. The company reviews federal flood maps and local drainage patterns to help determine appropriate policy limits for each building. Their standard process begins with an on-site property inspection and initial elevation assessment to ensure accurate premium calculation.
HUB International in Norwell, Massachusetts provides general insurance services to local businesses and residents, specializing in flood insurance coverage that addresses the region's specific risk from coastal storms and inland water damage. The agency helps property owners secure federal and private policies to protect against financial loss from rising waters. It serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Serving Norwell, Massachusetts, and the surrounding South Shore communities, Regan & Associates Insurance Agency, Inc. handles flood insurance policies for residential and commercial properties. It addresses the specific flood risks common to coastal and river-adjacent areas in eastern Massachusetts. To manage a typical job, it begins by evaluating the property’s location against flood zone maps, then customizes coverage to meet the client’s structural and financial needs.
DiMarzio Insurance in Norwell, MA, distinguishes between offering a single, one-time flood insurance policy for a specific property or providing an ongoing, recurring plan that automatically renews each year. These options cover structural damage and contents loss caused by rising water, a peril typically excluded from standard homeowners policies. Service for new policies or policy adjustments runs on a one-time basis, while renewals and annual reviews operate on a scheduled cycle.
Mulligan Flaherty Insurance specializes in structuring flood insurance policies for residential and commercial properties in Norwell, Massachusetts, while also providing general risk assessments for homeowners and business owners. The agency helps clients navigate National Flood Insurance Program requirements and secure appropriate flood coverage. It specifically assists property owners who need to review their insurance before the Atlantic hurricane season peaks in late summer.
In Norwell, seasonal nor'easters and heavy rain can suddenly elevate flood risk for coastal and riverside properties. Brownstone Insurance helps homeowners and local businesses navigate these exposure concerns by explaining National Flood Insurance Program and private policy options available in Plymouth County. Their agency reviews property elevation, local flood zone maps, and deductible structures to match practical coverage with regional storm patterns and municipal drainage considerations. An initial assessment virtually or at the property commonly begins the process of protecting an asset from rising water.
Driscoll Agency Inc operates as a flood insurance agent serving property owners in Norwell, MA. The company specializes in assessing flood risks for residential and commercial structures, then recommending appropriate policy coverages to protect against water damage. Additional flood insurance services offered include guidance on federal flood program requirements and tailored risk management advice. This firm can assist offices, warehouses, and food service establishments seeking to secure essential flood protection for their operations.
What Does a a Flood Insurance Agent in Norwell Cost?
Flood insurance premiums in Norwell Massachusetts vary widely based on property elevation flood zone and coverage amount. Average NFIP rates for a single-family home range from 700 to 2,500 per year but can be higher in high-risk coastal areas. Private market policies may offer lower rates or higher limits. An elevation certificate is often needed to get an accurate quote. This is general information not insurance advice.
About flood insurance agents in Norwell
Flood insurance agents in Norwell Massachusetts help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Norwell is located in a coastal area with many properties in Special Flood Hazard Areas as designated by FEMA. Massachusetts state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Norwell Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones coverage is recommended due to Norwells proximity to rivers and the coast.
What does a flood insurance agent do in Norwell?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain elevation certificates and how they affect premiums.
How long does it take to get flood insurance in Norwell?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods but terms vary. Plan ahead before a storm forecast.
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