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Compare Flood Insurance Agents in North Andover, MA
Directory of flood insurance agents in North Andover, Massachusetts. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
North Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 13 flood insurance agents in North Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MTM Insurance Associates, LLC
1320 Osgood St, North Andover, MA 01845
(978) 681-5700
mtminsure.com
MTMBrainerd INC.
1320 Osgood St, North Andover, MA 01845
(978) 681-5700
mtminsure.com
Durso & Jankowski Insurance
11 Saunders St, North Andover, MA 01845
(978) 688-7000
dursojankowski.com
MacDonald & Pangione Insurance Agency
104 Main St, North Andover, MA 01845
(978) 688-6921
mpins.net
Perry Insurance Agency, LLC.
857 Turnpike St, North Andover, MA 01845
(978) 685-7690
perryins.com
MP Roberts Insurance Agency
1060 Osgood St, North Andover, MA 01845
(978) 683-8073
mprobertsinsurance.com
Prime Insurance Services, Inc.
401 Andover St suite 201 a, North Andover, MA 01845
(978) 685-9999
primehomeandauto.com
Acrisure North Andover, MA (Foster Sullivan Insurance Group)
163 Main St, North Andover, MA 01845
(978) 686-2266
acrisure.com
R.W. Testa Insurance Agency
855 Turnpike St, North Andover, MA 01845
(978) 685-1150
testainsurance.com
Jeffrey Mathias & Inc Brokerage
200 Sutton St # 160, North Andover, MA 01845
(978) 688-5531
mathiasinsurance.com
R HADDAD INSURANCE AGENCY
9 Waverly Rd, North Andover, MA 01845
(978) 682-1409
R.C. Lafond Insurance Agency
396 Andover St, North Andover, MA 01845
(978) 686-3826
rclafondinsurance.com
Michaud Rowe & Ruscak Insurance
163 Main St, North Andover, MA 01845
(978) 688-8829
mrrinsurance.com
Flood insurance agents in North Andover Massachusetts help homeowners and businesses secure coverage against flood damage. Massachusetts participates in the National Flood Insurance Program (NFIP) and local agents can guide you through flood zone maps and elevation certificates. Working with a local agent ensures you understand the specific flood risks for the Merrimack River area and nearby wetlands.
What Does a Flood Insurance Agent in North Andover Cost?
Typical NFIP flood insurance costs in Massachusetts range from 700 to 2,000 dollars per year for a standard residential policy, but this varies by flood zone, property value, and elevation. Private market policies may cost more or less depending on risk. Premiums are set by FEMA for NFIP policies and can be reduced with an elevation certificate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in North Andover Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flood insurance is recommended because 20 percent of NFIP claims come from moderate-to-low risk areas.
What does a flood insurance agent in North Andover do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They also help you understand waiting periods and coverage limits specific to Massachusetts.
How long does it take for flood insurance to start in Massachusetts?
NFIP policies typically have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for loan closings or map changes. Private insurers may have different waiting periods, so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.