The top-rated flood insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 237 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Neto Insurance Agency. This directory lists 22 flood insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Neto Insurance Agency | 96 Rockdale Ave | (508) 999-1236 |
| 5 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 6 | Philip G David & Son Insurance Agency | 877 Mt Pleasant St | (508) 995-5580 |
| 7 | Patriot Growth Insurance Services (FBinsure) - New Bedford | 3263 Acushnet Ave | (800) 287-1467 |
| 8 | Freedom Car Insurance | 2100 Acushnet Ave | (774) 332-2875 |
| 9 | Bosworth Insurance | 962 Kempton St | (508) 997-9312 |
| 10 | Help-U-Insure | 2148 Acushnet Ave | (508) 998-0321 |
Humphrey Covill & Coleman Insurance Agency, Inc. serves New Bedford and the surrounding Bristol County area as a dedicated flood insurance agent. The company helps homeowners and property owners secure coverage for potential flood damage, which is a vital consideration in this coastal Massachusetts region. It guides clients through the complexities of federal flood insurance programs and local requirements. Specific services include assisting with policy selection for residential properties and commercial buildings in flood-prone zones.
Paul & Dixon Insurance specializes in flood insurance coverage for properties in New Bedford, Massachusetts. The company helps property owners secure policies that protect against water damage from rising tides and heavy rainfall. It also assists clients with evaluating their risk for flood events and identifying appropriate coverage limits. As storms and nor’easters become more frequent along the coastal region, the agency guides homeowners and businesses in preparing for seasonal flood threats during the winter and spring thaw periods.
Point Insurance - New Bedford assists homeowners, businesses, and property managers in securing flood insurance policies tailored to properties in flood-prone zones. The agency navigates federal and private insurance options to help clients maintain adequate coverage against water damage risks on the South Coast. With deep familiarity of local flood maps and elevation requirements, they serve clients throughout New Bedford and the surrounding metro area, including Fairhaven across the harbor.
Serving New Bedford and the surrounding communities of southeastern Massachusetts, Neto Insurance Agency specializes in providing flood insurance policies to protect local homes and businesses from water damage. It handles coverage for coastal properties, inland residences, and commercial buildings vulnerable to storms or heavy rain. To complete a typical job, the agency first reviews the property's flood zone designation and historical risk data, then compares available National Flood Insurance Program options to secure a policy that matches the specific needs and budget of the client.
Tetrault Insurance Agency, Inc in New Bedford, MA offers clients both one-time flood insurance policies for specific property transactions and recurring annual plans for ongoing property protection against storm surge, river overflow, and heavy rainfall. Coverage recommendations are tailored to the unique flood zone risks and elevation requirements common in the coastal South Coast area. Service operates on an as-needed basis, with agents available to review, update, or initiate a new policy whenever the homeowner requests it.
In coastal New Bedford, Massachusetts, heavy seasonal rains and nor’easters bring rising water risks to homes and businesses. Philip G David & Son Insurance Agency addresses these recurring threats by providing flood insurance policies tailored to local property needs. Their service focuses on matching coverage levels with the specific flood zone and building characteristics of each client. The process typically begins with a property inspection to assess elevation, foundation type, and exposure. That initial evaluation forms the basis for the policy options discussed in the first consultation meeting.
Patriot Growth Insurance Services (FBinsure) in New Bedford offers flood insurance coverage for residential properties, assisting homeowners in protecting against water damage. Commercial flood policies are also available for local businesses operating in flood-prone areas. The agency serves clients throughout the New Bedford region, helping them navigate federal flood program requirements and select appropriate coverage limits. Policyholders can return between regular visits to review their plans as property values or risk assessments change.
Freedom Car Insurance provides general property and casualty coverage for clients in New Bedford, Massachusetts. Its services include specialized flood insurance policies designed to protect homes and businesses from water damage during storm events. Local property owners rely on these tailored plans to supplement standard policies, ensuring adequate protection against rising tides and heavy rainfall in the coastal area. The agency serves a diverse range of commercial sectors, including offices, warehouses, and food service establishments throughout the region.
When the spring rains and coastal storms threaten New Bedford, property owners seek dependable coverage against costly flood damage. Help-U-Insure responds as a dedicated flood insurance agent, helping residents and businesses find policies that match local flood zone requirements and individual property risks. Operating in this historic port city, the agency provides straightforward guidance on National Flood Insurance Program options. Their process routinely begins with a site inspection to assess specific flood vulnerabilities before offering coverage recommendations.
What Does a a Flood Insurance Agent in New Bedford Cost?
Flood insurance costs in Massachusetts vary based on flood zone, building elevation, and coverage amount. An NFIP policy in a high-risk area can range from 700 to over 2,000 dollars per year for a single-family home. Private flood insurance may be cheaper or more expensive depending on risk. This is general information, not insurance advice.
About flood insurance agents in New Bedford
Flood insurance agents in New Bedford help property owners secure coverage through the National Flood Insurance Program and private carriers. Massachusetts requires flood insurance for buildings in high-risk flood zones if the property has a federally backed mortgage. New Bedfords coastal location means many homes and businesses need this protection against storm surge and heavy rain events.
Frequently Asked Questions
Do I need flood insurance in New Bedford Massachusetts?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many New Bedford residents choose coverage because flooding can happen anywhere. Check FEMA flood maps for your specific address.
How do I find a flood insurance agent in New Bedford?
You can search for licensed insurance agents who offer flood policies through the National Flood Insurance Program. Many local agencies in New Bedford also sell private flood insurance. Verify the agent is licensed with the Massachusetts Division of Insurance.
What does a flood insurance policy in Massachusetts cover?
Standard NFIP policies cover building property and contents up to policy limits. Building coverage includes foundation walls, electrical systems, and appliances. Contents coverage includes personal belongings like furniture and electronics. Flood damage from rising water is covered but not sewer backup unless specifically added.
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