The top-rated flood insurance agent in Middleborough, Massachusetts is Patriot Growth Insurance Services (FBinsure) - Middleboro, rated 4.8 stars across 89 reviews. Other highly rated options include T.M. Ryder Insurance Agency, Inc., Kevin Sullivan Insurance, Barnicoat Insurance Inc. This directory lists 12 flood insurance agents serving Middleborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patriot Growth Insurance Services (FBinsure) - Middleboro | 148 W Grove St | (508) 947-3036 |
| 2 | T.M. Ryder Insurance Agency, Inc. | 43 E Grove St #3 | (508) 947-7600 |
| 3 | Kevin Sullivan Insurance | 29 Samoset Street | (508) 998-0512 |
| 4 | Barnicoat Insurance Inc | 454 W Grove St #4 | (508) 947-0955 |
| 5 | Deb Sylvia Insurance | 161 E Grove St #4 | (508) 947-1614 |
| 6 | Bankers Life | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 7 | Eastern Insurance Group LLC | 151 Campanelli Dr | (508) 923-2201 |
| 8 | Horace Mann Insurance Vernamonti Agency | 70 E Grove St #2 | (508) 947-6684 |
| 9 | United Insurance Co of America | 12 W Grove St | (508) 946-4218 |
| 10 | Jacob Oliveira, Bankers Life Agent | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
Patriot Growth Insurance Services (FBinsure) - Middleboro serves homeowners and businesses across the Plymouth County area, specializing in flood insurance coverage. The agency helps clients navigate flood zone requirements and secure policies through the National Flood Insurance Program. It also provides guidance on protecting properties from water damage due to storms or rising water levels in this region. The firm processes new flood policies and assists with renewals for existing clients in Middleborough.
T.M. Ryder Insurance Agency, Inc. provides flood insurance policies and related risk assessments for properties in the Middleborough, MA area. Its service plans include annual policy reviews, coverage adjustments as flood zone regulations evolve, and guidance on filing claims after water damage. The firm helps clients secure appropriate protection against potential flooding events, assisting them through the application and renewal processes. It services single-family homes, apartments, retail shops, and local restaurants.
Homeowners, businesses, and property managers in Middleborough turn to Kevin Sullivan Insurance for flood insurance agent services. The agency helps clients navigate the complexities of flood coverage and find appropriate policy options for their properties. It assists with risk assessments and claims guidance for both residential and commercial structures. Service also extends to nearby communities in the Lakeville area for those seeking dedicated flood insurance agent support.
Barnicoat Insurance Inc serves Middleborough and the surrounding communities in southeastern Massachusetts, handling flood insurance policies for residential and commercial properties. The agency helps property owners understand the specific flood zone risks and coverage requirements mandated by federal programs. For each policy, it assesses the property's location and elevation data to determine appropriate coverage levels. The company approaches a typical job by carefully explaining the policy terms and deductibles to ensure the client fully comprehends their protection strategy.
Homeowners may choose between a one-time flood insurance consultation and a recurring service plan to review coverage annually. Deb Sylvia Insurance in Middleborough, MA, assists clients in obtaining policies that protect against flood damage to property and belongings. Local agents offer guidance on federal and private flood insurance options, helping residents secure the right protection for their specific risk level. Service runs on either a one-time, scheduled, or as-needed basis to accommodate each client’s needs.
Bankers Life provides specialized flood insurance services in Middleborough, MA, helping residential and commercial property owners assess their risk of water damage. Its general work involves evaluating coverage needs for structures in flood-prone zones and guiding clients through policy details. The company focuses on securing financial protection against rising waters that often accompany seasonal storms and heavy nor’easters along the South Coast.
With coastal storms and heavy rain seasons often threatening the region, Eastern Insurance Group LLC in Middleborough, MA, helps local property owners secure flood insurance coverage. As a dedicated flood insurance agent, the company works to assess the specific flood risks associated with properties in the area. Their process includes reviewing elevation data and local flood maps to inform homeowners and businesses. An initial inspection of the property is then arranged to determine the appropriate coverage needs.
Horace Mann Insurance Vernamonti Agency provides general property and casualty insurance services to clients in Middleborough, Massachusetts. The agency specializes in flood insurance, helping property owners secure coverage for this specific and often-required risk. Its agents assist residents and businesses with evaluating flood zones and choosing appropriate policies. The agency supports commercial sectors such as offices, warehouses, and food service operations by arranging flood protection tailored to those distinct property types.
United Insurance Co of America in Middleborough, MA assists residential property owners with flood insurance policies to safeguard their homes against water damage. The agency also provides commercial flood coverage for local businesses, serving clients throughout the Middleborough area. Policies are tailored to meet federal requirements for flood-prone zones. After initial coverage is established, the company proactively follows up before each renewal period to discuss any adjustments, ensuring continuous protection between regular policy reviews.
Jacob Oliveira, Bankers Life Agent, is known for guiding property owners in Middleborough, Massachusetts, through the complexities of flood insurance. Serving residents across Bristol and Plymouth counties, the agency helps clients navigate National Flood Insurance Program options and private market policies. Understanding the unique flood risks from local rivers and coastal storms, the team assesses individual property needs to secure appropriate coverage. A specialty service includes assisting with flood insurance for vacation homes and second properties in flood-prone areas.
What Does a a Flood Insurance Agent in Middleborough Cost?
Flood insurance costs in Massachusetts depend on the property's flood zone, elevation, and building characteristics. For an NFIP policy in Middleborough, annual premiums often range from 700 to 2,500 for standard residential coverage. Higher-risk zones or older buildings may see costs above 3,000. Private insurers may offer competitive rates for lower-risk properties. This is general information and does not constitute insurance advice.
About flood insurance agents in Middleborough
Flood insurance agents in Middleborough, Massachusetts help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Middleborough is located in Plymouth County and has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones, so an agent can guide you on compliance and coverage limits.
Frequently Asked Questions
Do I need flood insurance in Middleborough Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, an agent can help you consider optional coverage because flooding can occur anywhere.
What does a flood insurance agent in Middleborough do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the required elevation certificate. They also handle claims guidance and policy renewals specific to Massachusetts regulations.
How much does flood insurance cost in Middleborough Massachusetts?
Costs vary based on flood zone, building elevation, and coverage amount. Typical NFIP policies range from 700 to 2,500 per year for residential properties in Middleborough. Private policies may offer different pricing. An agent can provide a personalized quote.
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