Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 flood insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
What Does a Flood Insurance Agent in Ludlow Cost?
Typical flood insurance costs in Ludlow Massachusetts range from 500 to 2,500 dollars per year for an NFIP policy, depending on the flood zone and property elevation. Private flood insurance may cost more or less based on risk assessment and coverage limits. Factors like the age of the building, foundation type, and deductible choice also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Ludlow Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, agents can help you purchase a preferred risk policy to protect against unexpected flooding.
What does a flood insurance agent in Ludlow do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private flood insurance options, and assists with policy selection and claims support. They can also help you understand elevation certificates and flood zone maps specific to Ludlow.
How much does flood insurance cost in Ludlow Massachusetts?
Costs vary based on flood zone, building elevation, and coverage amount. In Ludlow, NFIP policies typically range from 500 to 2,000 dollars per year for standard residential coverage. Private flood insurance may offer different pricing and higher limits.