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Directory of flood insurance agents in Longmeadow, Massachusetts. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Longmeadow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 flood insurance agents in Longmeadow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gil Eli: Allstate Insurance
811 Williams St, Longmeadow, MA 01106
(413) 798-4250
agents.allstate.com
MountainOne Insurance
473 Longmeadow St, Longmeadow, MA 01106
(413) 442-9241
mountainone.com
Sumner Toner Insurance Inc
813 Williams St, Longmeadow, MA 01106
(413) 567-6161
sumnertoner.com
Peter Young Insurance Services
107 Woolworth St, Longmeadow, MA 01106
(413) 400-1042
Bearingstar Insurance (Sales Office - By Appointment Only)
908 Shaker Rd, Longmeadow, MA 01106
(413) 304-3091
bearingstar.com
Berkshire Insurance Group
138 Longmeadow St, Longmeadow, MA 01106
(866) 636-0244
berkshirebank.com
Flood insurance agents in Longmeadow Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program or private carriers. Longmeadow sits along the Connecticut River and has designated flood zones that may require flood insurance under federal law. Massachusetts state law does not mandate flood insurance but lenders often require it for properties in high-risk areas.
What Does a Flood Insurance Agent in Longmeadow Cost?
Flood insurance costs in Massachusetts vary based on flood zone elevation building characteristics and coverage limits. For NFIP policies average annual premiums range from 700 to 2000 dollars for standard residential coverage. Private market rates can be higher or lower depending on risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Longmeadow Massachusetts?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will likely require flood insurance. Even outside high-risk zones flooding can occur and agents can help assess your risk.
What does a flood insurance agent in Longmeadow do?
A flood insurance agent evaluates your property location and elevation to determine coverage options. They help you compare NFIP policies with private market plans and assist with the application process.
How long does it take to get flood insurance in Massachusetts?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting times. Plan ahead to avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.