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Find Flood Insurance Agents Near You in Leicester, MA

Looking for a flood insurance agent in Leicester? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Leicester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 flood insurance agents in Leicester, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spaulding Insurance Agency
21 S Main St, Leicester, MA 01524
(508) 892-7283 spauldingins.com
George E McKenna Ins Agency, Inc
4 Pleasant St #1, Leicester, MA 01524
(508) 892-8133 mckennains.com

Flood insurance agents in Leicester Massachusetts help property owners secure coverage through the National Flood Insurance Program and private markets. Leicester residents in designated flood zones may need to meet specific elevation requirements under Massachusetts building codes. An agent can explain local flood maps and policy options for your home or business.

What Does a Flood Insurance Agent in Leicester Cost?

Typical flood insurance costs in Massachusetts range from 500 to 3000 dollars per year depending on flood zone risk property value and deductible chosen. Leicester properties in high-risk AE zones may pay more than those in lower-risk X zones. Elevation certificates and building age also affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Leicester Massachusetts?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many Leicester homeowners choose coverage for protection. Massachusetts law does not mandate flood insurance but lenders do for federally backed mortgages in flood zones.
How do I find a flood insurance agent in Leicester?
You can search for licensed agents through the Massachusetts Division of Insurance website or ask local real estate professionals for referrals. Many independent insurance agencies in central Massachusetts offer flood policies. Make sure the agent is authorized to sell NFIP policies in Massachusetts.
What does a flood insurance policy in Leicester cover?
Standard NFIP policies cover structural damage up to 250000 dollars for the building and 100000 dollars for contents. Coverage includes flood water damage from rivers heavy rain or storm surge. Basement improvements and personal property in basements have limited coverage under NFIP rules.