Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 13 flood insurance agents in Lawrence, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
69 Winthrop Ave Unit B, Lawrence, MA 01843
(978) 686-3455
a-affordableinsurance.com
Silverio Insurance Agency
10 S Broadway, Lawrence, MA 01843
(978) 685-0209
silverioinsurance.com
Mill City Insurance
290 Merrimack St #115, Lawrence, MA 01843
(978) 686-3400
millcityinsurance.com
Ruby Insurance Agency
46 Stafford St Ste. 2962, Lawrence, MA 01841
(978) 655-3208
rubyinsuranceagency.com
Walter Insurance
86 Broadway, Lawrence, MA 01840
(978) 683-3645
walterinsuranceonline.com
Broadway Plaza Insurance Agency
310 Broadway, Lawrence, MA 01841
(978) 685-3771
broadwayplazains.wixsite.com
Elite Insurance Agency
505 Broadway, Lawrence, MA 01841
(351) 207-1321
Essex Insurance Agency
599 Canal St 1w suite 1, Lawrence, MA 01840
(978) 377-9666
essexinsuranceagency.org
Greater Lawrence Insurance
510 Essex St, Lawrence, MA 01840
(978) 683-4177
PEREZ Insurance and Financial Services, LLC
17 McKinley Ave, Lawrence, MA 01843
(978) 258-5021
perez-financial.com
Madeleine I. Brooks Insurance Agency
18 Groton St, Lawrence, MA 01843
(978) 975-4484
mibrooks.com
Auto Insurance Bureau
60 Island St # 45, Lawrence, MA 01840
(978) 685-5314
Guevara Insurance Services
42 Myrtle St, Lawrence, MA 01841
(978) 687-7850
guevarains.com
What Does a Flood Insurance Agent in Lawrence Cost?
The average annual flood insurance premium in Massachusetts is around $700 to $1,200 for a standard NFIP policy, but rates vary widely based on flood zone, building elevation, and coverage amount. In Lawrence, properties in high-risk AE zones may pay more, while those in lower-risk zones pay less. Private flood insurance options may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a FEMA flood zone in Lawrence?
You are not legally required to have flood insurance outside a high-risk zone, but many homeowners choose it because 20 percent of NFIP claims come from low- or moderate-risk areas. An agent can review your property and recommend a policy that fits your needs.
How does the 30-day waiting period for flood insurance work in Massachusetts?
Most NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. This rule applies in Lawrence and across Massachusetts, so do not wait until a storm is forecast to buy a policy. An agent can explain exceptions for new home purchases or loan closings.
What is an elevation certificate and do I need one in Lawrence?
An elevation certificate is a document that shows your propertys base flood elevation and lowest floor height. It can lower your flood insurance premium if your building is above the flood level. Your agent can help you obtain one from a licensed surveyor or engineer.