The top-rated flood insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include Craig Hildreth Insurance Agency, McGunnigle Insurance Inc, Blue Cross Blue Shield of Massachusetts. This directory lists 14 flood insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 3 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 4 | Blue Cross Blue Shield of Massachusetts | 25 Technology Pl | (617) 246-5000 |
| 5 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 6 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 7 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 8 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 9 | Trust Insurance LLC | 195 Old Derby St | (339) 219-1044 |
| 10 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
AW Family Insurance serves the Hingham, Massachusetts area and surrounding communities as a flood insurance agent. The agency helps property owners navigate the National Flood Insurance Program and private flood insurance options. They assist with finding coverage for homes and businesses located in flood zones. Their services also include helping clients review policy terms to ensure adequate protection. The agency handles initial policy applications and claim filing support for flood-related damages.
Homeowners, businesses, and property managers in Hingham, MA rely on Craig Hildreth Insurance Agency for flood insurance guidance. The agency helps clients assess their property’s flood risk and secure appropriate coverage through the National Flood Insurance Program. It explains policy details, including building and contents protection, to ensure clients understand their options. Flood insurance agents in the area assist with navigating local flood zone maps and elevation requirements. The agency also serves communities across the South Shore, including Cohasset, MA.
McGunnigle Insurance Inc serves businesses and homeowners in Hingham, Massachusetts, and the surrounding South Shore communities. It specializes in flood insurance agency services, helping clients understand their National Flood Insurance Program options and securing appropriate policies to protect properties. The company handles the details of application paperwork and claim support for clients in designated flood zones. When beginning a typical job, its general approach is to first review the property's elevation and flood map designation before explaining coverage choices.
Blue Cross Blue Shield of Massachusetts in Hingham offers a full range of flood insurance agent services, including policy consultations, risk assessments, and claims assistance. Its service plans include routine policy reviews to ensure coverage remains adequate as flood zones and property values change. Maintenance plans involve updating documentation to reflect any structural modifications or improvements made to a property. It provides flood insurance solutions for various local property types, including single-family homes, apartments, retail spaces, and restaurants.
Child-Genovese Insurance Agency Inc in Hingham, MA, distinguishes between one-time flood policies, typically required at property closing, and recurring annual policies that maintain continuous coverage. Their flood insurance agents help residential and commercial clients evaluate protection for storm surges and inland flooding in coastal Massachusetts, advising on federal program requirements and optional excess coverage. Claim filing assistance is routinely provided after weather events. Service runs on a one-time or scheduled annual renewal basis.
John J Lamb Insurance Agency Inc. in Hingham, MA specializes in flood insurance policies tailored to local needs. The agency also provides general insurance services for residents and businesses, helping clients understand flood zone designations and coverage options. Its work focuses on matching property owners with appropriate NFIP and excess flood plans. During the spring thaw or hurricane season, the agency assists homeowners and commercial clients in reviewing their policies to ensure adequate protection against potential rising water damage.
As storm season raises water tables across the coastal South Shore, residents seek professional guidance to safeguard their properties. Walter J May Insurance Inc in Hingham, MA serves as a local flood insurance agent, helping homeowners understand their risk exposure and available coverage options. The company assists clients in navigating federal requirements for flood policies, ensuring property owners meet lender mandates. A typical first step involves scheduling an on-site inspection to evaluate foundation elevation and local flood zone designations.
Based in Hingham, MA, BasicWise Insurance Agency helps property owners evaluate their exposure to water damage risks. As a flood insurance agent, the firm guides clients through specialized coverage options for rising water events, plans typically excluded from standard property policies. This work is essential for coastal locations and areas near floodplains where heavy rain is common. The agency serves a range of commercial sectors, including local offices, warehouses in industrial zones, and food service establishments.
Trust Insurance LLC in Hingham, MA provides residential flood insurance services for homeowners seeking protection for their property. The agency also offers commercial coverage to help local businesses manage flood risk across the South Shore area. Policies are designed to address both standard flooding and storm-related water damage common to coastal communities. Regular policyholders benefit from follow-up consultation and updates between coverage renewal periods, ensuring coverage remains appropriate for changing conditions.
Horace Mann Insurance Co in Hingham, MA, is a flood insurance agent known for helping local property owners secure necessary flood coverage in this coastal region. It serves homeowners and businesses throughout the South Shore area, offering policies to protect against flood-related damage from storms or rising water. The company works with clients to assess their specific flood risk and choose appropriate limits. In addition, it can arrange supplemental coverage for basement contents during a flood event.
What Does a a Flood Insurance Agent in Hingham Cost?
Flood insurance costs in Massachusetts vary widely based on flood zone, elevation, and property value. For an NFIP policy, annual premiums in Hingham often range from 700 to 2,500 dollars for a standard home, but high-risk properties can exceed 5,000 dollars. Private market rates may be competitive for lower-risk homes. This is general information and not insurance advice.
About flood insurance agents in Hingham
Flood insurance agents in Hingham help property owners secure coverage required by many lenders and Massachusetts regulations. Hinghams location on the coast means flood risk is a key concern for homeowners and businesses. Agents can explain the National Flood Insurance Program and private options available in the state.
Frequently Asked Questions
Do I need flood insurance in Hingham Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Hingham homeowners choose coverage to protect against storm surge and heavy rain events.
What does a flood insurance agent in Hingham do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain elevation certificates and how Massachusetts building codes affect premiums.
How long does it take to get flood insurance in Hingham?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is bought in connection with a new mortgage. Private insurers may offer shorter waiting periods, so an agent can help you find the fastest option.
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